8977 Needlepoint Pl, Jacksonville, FL 32244 Property Records

Duval County property record for 8977 Needlepoint Pl, Jacksonville, FL 32244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1995
Lot Size	0.748 acres (32,581 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Dec 2019)
Tax Bill	$5,111 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016464-5468`

Property Details

APN / Parcel Number

Primary APN	`016464-5468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,781 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,581 sqft (0.748 acres)
Lot Dimensions	401 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	225 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8977 NEEDLEPOINT PL
City	JACKSONVILLE
State	FL
Zip	32244-7475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	49-27 33-3S-25E ARGYLE FOREST CHIMNEY LAKES UNIT 16A LOT 24
Legal Range	25E
Legal Township	03S
Legal Section	33
Legal Subdivision	ARGYLE FRST CHIMNEY U16A
Legal Lot Number	24
Legal Unit	16A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2000
Census Tract	13728

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 10, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	2019282468
Deed Book / Page	19032 / 2243
Prior Transfer Date	Feb 1, 2005
Prior Transfer Doc	0123030471
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475

Mortgage

Document Number	0203642411
Date	Jul 19, 2022
Book Page	20364/2411
Instrument	2022188558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475

Mortgage

Document Number	0194321255
Date	Oct 29, 2020
Book Page	19432/1255
Instrument	2020241694

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 10, 2019
Property Address	8977 NEEDLEPOINT PL, JACKSONVILLE, FL 32244-7475
Document Number	0190322243
Book / Page	019032 / 002243
Instrument Date	Dec 3, 2019
Instrument	282468
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8977 NEEDLEPOINT PL JACKSONVILLE FL 322447475, JACKSONVILLE, FL 32244-7475

Mortgage

Document Number	190322245
Date	Dec 10, 2019
Book Page	019032/002245
Instrument	282469

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,618 (-8.3%) Land $76,061 Building $175,557	$251,618 (-8.3%) Land $76,061 Building $175,557
2025	$5,111.00 (+7.51%)	$274,379 (+0.26%) Land $75,000 Building $199,379	$274,379 (+0.26%) Land $75,000 Building $199,379
2024	$4,754.00 (+6.47%)
2023	$4,465.00 (+20.94%)	$273,659 (+23.91%) Land $70,000 Building $203,659	$273,659 (+23.91%) Land $70,000 Building $203,659
2022	$3,692.00	$220,849 Land $50,000 Building $170,849	$220,849 Land $50,000 Building $170,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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