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8976 Rustic Rd, Richmond, VA 23235 Property Records

Richmond City property record for 8976 Rustic Rd, Richmond, VA 23235 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,238 sqft · built 1945
Lot Size0.455 acres (19,820 sqft)
Owner2 Individual Names on File
Last Sale$184,000 (Jun 2012)
Tax Bill$4,836 (2026)
Deeds & MortgagesNov 2018 Mortgage
Dec 2017 Mortgage
APNC-001-0421-022

Property Details

APN / Parcel Number

Primary APNC-001-0421-022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area1,238 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialMetal
Lot Area19,820 sqft (0.455 acres)
Lot Dimensions196 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address8976 RUSTIC RD
CityRICHMOND
StateVA
Zip23235-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0100.30X0196.00 IRG0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1005
Census Tract70100

Owner

Source: Richmond City records · APN C-001-0421-022

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8976 RUSTIC RD, RICHMOND, VA 23235-1457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
PRESIDENTIAL BANK FSB
Dec 07, 2017Deed of Trust, Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Deed Book / Page1200 / 12737
Last Transfer DateOct 23, 2024
Transfer Doc0000016934
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address8976 RUSTIC RD, RICHMOND, VA 23235-1457
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024022
DateNov 26, 2018
Instrument180024022
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address8976 RUSTIC RD, RICHMOND, VA 23235-1457
Document Number0000025889
Instrument DateDec 07, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000025889
DateDec 12, 2017
Instrument25889
Lender
NameUSAA
Agreement
AmountAmount Recorded
Term120 Months
DueDec 11, 2027
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,836.00 (+6.61%)$403,000 (+12.89%) Land $106,000 Building $297,000$403,000 (+12.89%) Land $106,000 Building $297,000
2025$4,536.00 (+22,58%)
2024$357,000 Land $88,000 Building $269,000
2023$357,000 Land $88,000 Building $269,000
2020$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517600701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2018)
Claims Outside the SFHA5 of 6
Most Recent ClaimMay 2018, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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