8976 O Rourke Rd, Vanderbilt, MI 49795 Property Records

Otsego County property record for 8976 O Rourke Rd, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (May 2005)
Tax Bill	$746 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 2 more
APN	`042-020-100-005-02`

Property Details

APN / Parcel Number

Primary APN	`042-020-100-005-02`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	8976 O ROURKE RD
City	VANDERBILT
State	MI
Zip	49795-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT THE NE COR OF SEC 20, TH W 20 RDS, TH S 20 RDS, TH E 20 RDS, TH N ALG E SEC LN OF SEC TO THE POB. SEC 20 T32N R3W.
Legal Range	03W
Legal Township	32N
Legal Section	20
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2027
Census Tract	950100

Owner

8976 O Rourke Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Otsego County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage PRIORITY 1 LENDING
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Feb 23, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2005 · Amount on File
Deed Sale	May 7, 2005 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Book / Page	995 / 830
Last Transfer Date	Feb 16, 2024
Transfer Doc	001650/218
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9808
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9808

Mortgage

Document Number	0000001703/0000000375
Date	Feb 2, 2026
Book Page	0000001703/0000000375

Lender

Name	PRIORITY 1 LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	NOT AVAILABLE, E COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703

Mortgage

Document Number	0000001650/0000000222
Date	Feb 23, 2024
Book Page	0000001650/0000000222

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Feb 23, 2024
Property Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703
Document Number	001650/218
Book / Page	1650 / 218
Instrument Date	Feb 16, 2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8976 O ROURKE RD, VANDERBILT, MI 49795-9703

Mortgage

Document Number	0000001610/0000000798
Date	Aug 18, 2022
Book Page	0000001610/0000000798

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8976 O Rourke Rd was $746 with a homeowner's exemption, up 8.3% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (+6.16%)	$93,000 (+6.16%)
2025	$746.00 (+8.27%) Homeowner's exemption	$43,800	$87,600
2024	$689.00
2023		$35,600	$71,200
2022	$661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8976 O Rourke Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8976 O Rourke Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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