8975 Merseyside Ave, Jacksonville, FL 32219 Property Records

Duval County property record for 8975 Merseyside Ave, Jacksonville, FL 32219

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 2015
Lot Size	0.177 acres (7,699 sqft)
Owner	Individual Name on File
Last Sale	$205,500 (Nov 2018)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004025-4775`

Property Details

APN / Parcel Number

Primary APN	`004025-4775`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	906 sqft
Upper Floors Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,699 sqft (0.177 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8975 MERSEYSIDE AVE
City	JACKSONVILLE
State	FL
Zip	32219-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	64-9 14-1S-25E .18 ST JAMES PLACE UNIT 3 LOT 99
Legal Range	25E
Legal Township	01S
Legal Section	14
Legal Subdivision	ST JAMES PLACE UNIT 3
Legal Lot Number	99
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2002
Census Tract	10601

Owner

8975 Merseyside Ave is owned and occupied by an individual who acquired it in September 2022.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 22, 2022	Intrafamily Transfer, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 13, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Dec 2, 2015 · Amount on File
Deed Document Number	2018268188
Deed Book / Page	18595 / 2121
Last Transfer Date	Sep 9, 2022
Transfer Doc	0204431996
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Investor	Possibly a Property Investor

Mortgage

Document Number	0205790152
Date	Feb 9, 2023
Book Page	20579/152
Instrument	2023027405

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2038

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Sep 22, 2022
Property Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Document Number	0204431996
Book / Page	20443 / 1996
Map Reference	MB 64 PG 9-16
Instrument Date	Sep 9, 2022
Instrument	2022244243
Transaction Type	Transfer
Record Updated	Oct 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8975 MERSEYSIDE AVE, 8975, JACKSONVILLE, FL 32219-2374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374

Mortgage

Document Number	0195600653
Date	Jan 27, 2021
Book Page	19560/653
Instrument	2021024442

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 13, 2018
Property Address	8975 MERSEYSIDE AVE, JACKSONVILLE, FL 32219-2374
Document Number	0185952121
Book / Page	018595 / 002121
Instrument Date	Nov 9, 2018
Instrument	268188
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,438.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6069 MAGGIES CIR #106 JACKSONVILLE FL 322448510, 106, JACKSONVILLE, FL 32244-8510

Mortgage

Document Number	185952123
Date	Nov 13, 2018
Book Page	018595/002123
Instrument	268189

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8975 Merseyside Ave was $4,898, up 7.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,558 (+2.4%) Land $45,000 Building $215,558	$260,558 (+2.4%) Land $45,000 Building $215,558
2025	$4,898.00 (+7.93%)	$254,454 Land $45,000 Building $209,454	$254,454 Land $45,000 Building $209,454
2024	$4,538.00 (+3.47%)
2023	$4,386.00 (+15.82%)	$266,556 (+9.47%) Land $45,000 Building $221,556	$266,556 (+9.47%) Land $45,000 Building $221,556
2022	$3,787.00	$243,499 Land $38,000 Building $205,499	$243,499 Land $38,000 Building $205,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8975 Merseyside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8975 Merseyside Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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