Charles County property record for 8975 Gunston Rd, Welcome, MD 20693
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,862 sqft · built 2006 |
| Lot Size | 3.06 acres (133,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,900 (Aug 2016) |
| Tax Bill | $24,699 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-009927 |
| Primary APN | 02-009927 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,862 sqft Living Area |
| Gross Area | 5,637 sqft |
| 1st Floor Area | 3,462 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 133,729 sqft |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 009927 |
|---|---|
| Street Address | 8975 GUNSTON RD |
| City | WELCOME |
| State | MD |
| Zip | 20693-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 2 = 3.0724 AC E OF WELCOME LAND OF THEO KARWASINSKI |
| Legal Subdivision | THEO KARWASINSKI |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 2, HILL TOP |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 850500 |
8975 Gunston Rd is owned and occupied by two individuals who bought it in August 2016.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8975 GUNSTON RD, WELCOME, MD 20693-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2016 · Amount on File |
| Deed Sale | Aug 4, 2016 · Amount on File |
| Prior Sale | Aug 29, 2001 · Amount on File |
| Deed Book / Page | 9456 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 8975 GUNSTON RD, WELCOME, MD 20693-3225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122440097 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 12244/97 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2025 property tax bill for 8975 Gunston Rd was $24,699.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,600 Land $140,300 Building $731,300 | $871,600 Land $140,300 Building $731,300 | |
| 2025 | $24,699.00 | ||
| 2023 | $9,141.00 | $663,033 | $874,700 Land $106,200 Building $768,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8975 Gunston Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8975 Gunston Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
5G and 4G LTE (outdoors only)
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