8975 Deer Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8975 Deer Ln, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,061 sqft · built 2019
Lot Size	2.37 acres (103,455 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2019)
Tax Bill	$3,002 (2024)
Deeds & Mortgages	Aug 2019 Construction Loan Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-2S-26-0000-00270-0000`

Property Details

APN / Parcel Number

Primary APN	`15-2S-26-0000-00270-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,061 sqft Heated Area
Gross Area	2,843 sqft
1st Floor Area	2,501 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	103,455 sqft (2.37 acres)
Lot Dimensions	6,270 ft deep x 1,650 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
RV Parking	RV Parking

Exterior Amenities

Porch	Open Porch
Porch Area	246 sqft
Deck Area	144 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	152S260000002700000
Street Address	8975 DEER LN
City	NAVARRE
State	FL
Zip	32566-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 OF E2 OF NE4 OF SW4 OF NW4 OF SEC 15 TWNSHP 2 SOUTH RNG 26 WEST LESS N 33 FT FOR RD AS DES IN OR 3816 PG 1032 LESS ALL
Legal Range	26W
Legal Township	02S
Legal Section	15
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2008
Census Tract	10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-00270-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8975 DEER LN, NAVARRE, FL 32566-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Mar 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
Jan 22, 2020	Loan Modification, Mortgage CENTENNIAL BK
Apr 03, 2019	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	201913017
Deed Book / Page	3816 / 1032
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8975 DEER LN, NAVARRE, FL 32566-1145
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038591142
Date	Aug 13, 2019
Book Page	3859/1142
Instrument	201935546

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2025
Change Frequency	Annually
Min Rate At Change	3.15%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8975 DEER LN, NAVARRE, FL 32566-1145
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8975 DEER LN, NAVARRE, FL 32566-1145

Mortgage

Document Number	0040800068
Date	Mar 02, 2021
Book Page	4080/68
Instrument	202113534

Lender

Name	GOPRIME MORTGAGE INC
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8975 DEER LN, NAVARRE, FL 32566-1145
Document Number	0039151470
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8975 DEER LN NAVARRE FL 325661145, NAVARRE, FL 32566-1145

Mortgage

Document Number	0039151470
Date	Feb 04, 2020
Book Page	003915/001470
Instrument	5530

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 03, 2019
Property Address	8975 DEER LN, NAVARRE, FL 32566-1145
Document Number	0038161032
Book / Page	003816 / 001032
Instrument Date	Apr 02, 2019
Instrument	13017
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8962 DEER LN NAVARRE FL 325661192, NAVARRE, FL 32566-1192

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,002.00 (+3.16%) Homeowner's exemption	$286,243 (+3.94%)	$363,516 (+4.54%) Land $98,175 Building $265,341
2023	$2,910.00 (+2.65%) Homeowner's exemption	$275,382 (+3%)	$347,724 (+5.88%) Land $88,357 Building $259,367
2022	$2,835.00 Homeowner's exemption	$267,361	$328,410 Land $73,631 Building $254,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 117 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 781 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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