8975 104th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8975 104th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	928 sqft · built 1984
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-38-28-00000-3000-00010.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00000-3000-00010.0`
Alternative APN	`26193`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	928 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Lot Width	217,800 ft Width
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	200 sqft
Porch	Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8975 104TH AVE
City	VERO BEACH
State	FL
Zip	32967-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 330 FT OF N 1650 FT OF E 1/2 OF W 1/2 OF NW 1/4 LESS PINE LAKE ESTATES UNIT 1 OR BK 123 PP 141 (OR BK 636 PP 699)
Legal Range	38E
Legal Township	31S
Legal Section	28
Legal Subdivision	NULL
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	3
Census Block	3027
Census Tract	50903

Owner

8975 104th Ave is owned and occupied by two individuals who acquired it in August 2018.

Source: Indian River County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8975 104TH AVE, VERO BEACH, FL 32967-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2012
Deed Sale	Sep 28, 2012
Prior Sale	Mar 8, 2010 · Amount on File
Deed Document Number	20122240824
Deed Book / Page	2609 / 1843
Last Transfer Date	Aug 31, 2018
Transfer Doc	0031621939
Record Updated	Oct 29, 2026

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 13, 2018
Property Address	8975 104TH AVE, VERO BEACH, FL 32967-3102
Document Number	0031621939
Book / Page	3162 / 1939
Map Reference	MB123 PG141
Instrument Date	Aug 31, 2018
Instrument	3120180068663
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8975 104TH AVE, VERO BEACH, FL 32967-3102

Mortgage

Document Number	3120180068664
Date	Nov 13, 2018
Instrument	3120180068664

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8975 104th Ave was $3,684.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00	$215,810 Land $170,000 Building $45,810	$215,810 Land $170,000 Building $45,810
2023	$3,139.00 (+1.1%)	$195,196 (+1.66%) Land $148,750 Building $46,446	$195,196 (+1.66%) Land $148,750 Building $46,446
2022	$3,105.00	$192,007 Land $148,750 Building $43,257	$192,007 Land $148,750 Building $43,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8975 104th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	23.2 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	4 (1999–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8975 104th Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20