8973 Shine Dr, Kissimmee, FL 34747 Property Records

Osceola County property record for 8973 Shine Dr, Kissimmee, FL 34747

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,300 sqft · built 2017
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2022)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`062527553400011070`

Property Details

APN / Parcel Number

Primary APN	`062527553400011070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,300 sqft Heated Area
Gross Area	1,324 sqft
1st Floor Area	775 sqft
Upper Floors Area	525 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871 sqft (0.019 acres)
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	8973 SHINE DR
City	KISSIMMEE
State	FL
Zip	34747-1188
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	WEST LUCAYA VILLAGE PB 25 PGS 18-22 LOT 107
Legal Range	27E
Legal Township	25S
Legal Section	06
Legal Subdivision	WEST LUCAYA VILLAGE
Legal Tract	5534
Legal Lot Number	107
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	3
Census Block	3002
Census Tract	40811

Owner

8973 Shine Dr, a townhouse, is owned by an individual who bought it in June 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	922 NEWTON AVE, NORTH BALDWIN, NY 11510-2827
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2017	Special Warranty Deed, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2022101212
Deed Book / Page	6242 / 850
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2022
Property Address	8973 SHINE DR, KISSIMMEE, FL 34747-1188
Document Number	0062420850
Book / Page	6242 / 850
Map Reference	MB 25 PG 18-22
Instrument Date	Jun 17, 2022
Instrument	2022101212
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 NEWTON AVE, NORTH BALDWIN, NY 11510-2827
Investor	Possibly a Property Investor

Mortgage

Document Number	0006242852
Date	Jun 29, 2022
Instrument	6242/852

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2017
Property Address	8973 SHINE DR, KISSIMMEE, FL 34747-1188
Document Number	0052152914
Book / Page	5215 / 2914
Map Reference	MB25 PG18-22
Instrument Date	Jul 17, 2017
Instrument	2017139403
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6735 CONROY RD STE 316, 6735, ORLANDO, FL 32835-3568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70-C LA HACIENDA CLUB DE CAMPO, SALTA ARGENTINA, XX

Mortgage

Document Number	0052152916
Date	Sep 29, 2017
Instrument	5215/2916

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 8973 Shine Dr was $3,973.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00	$253,500 Land $40,000 Building $213,500	$253,500 Land $40,000 Building $213,500
2023	$4,248.00 (+32.96%)	$269,200 (+24.46%) Land $24,500 Building $244,700	$269,200 (+24.46%) Land $24,500 Building $244,700
2022	$3,195.00	$216,300 Land $24,500 Building $191,800	$216,300 Land $24,500 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8973 Shine Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	232 units insured incl. 184 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8973 Shine Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband, T-Mobile, Xfinity.

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