Hamilton County property record for 8973 Seven Lakes Dr, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,865 sqft · built 2018 |
| Lot Size | 0.229 acres (10,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,900 (Jul 2018) |
| Tax Bill | $1,894 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104N B 001 |
| Primary APN | 104N B 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,013 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000385234 |
|---|---|
| Street Address | 8973 SEVEN LAKES DR |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-4969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 280 SEVEN LAKES SUB PB 109 PG 120 OUT OF 104K A 014 FOR 2018 |
| Legal Subdivision | SEVEN LAKES SUBDIVISION |
| Legal Lot Number | 280 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 11205 |
8973 Seven Lakes Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Hamilton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8973 SEVEN LAKES DR, OOLTEWAH, TN 37363-4969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jul 13, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLATINUM FIN'L FUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on File |
| Deed Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 2018151 |
| Deed Book / Page | 11400 / 14 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8973 SEVEN LAKES DR, OOLTEWAH, TN 37363-4969 |
| Document Number | 1101000028 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 8973 SEVEN LAKES DR OOLTEWAH TN 373634969, OOLTEWAH, TN 37363-4969 |
| Document Number | 1101000028 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 011806/000947 |
| Instrument | 191101000028 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 13, 2018 |
| Property Address | 8973 SEVEN LAKES DR, OOLTEWAH, TN 37363-4969 |
| Document Number | 0713000151 |
| Book / Page | 011400 / 000014 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 180713000151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 6, 2019 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.83 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8973 SEVEN LAKES DR OOLTEWAH TN 37363, OOLTEWAH, TN 37363 |
| Document Number | 713000152 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 011400/000017 |
| Instrument | 180713000152 |
| Name | PLATINUM FIN'L FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | CHATTANOOGA, TN 37421 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
The 2025 property tax bill for 8973 Seven Lakes Dr was $1,894, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,894.00 (-0.11%) | $125,000 (+47.49%) | $500,000 (+47.49%) Land $80,000 Building $420,000 |
| 2024 | $1,896.00 (-0.47%) | $84,750 (-) | $339,000 (-) Land $50,000 Building $289,000 |
| 2023 | $1,905.00 | $84,750 | $339,000 Land $50,000 Building $289,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8973 Seven Lakes Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8973 Seven Lakes Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
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