8973 Heino Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8973 Heino Rd, Cook, MN 55723 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1930
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2024)
Tax Bill	$1,108 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`215-0010-03690`

Property Details

APN / Parcel Number

Primary APN	`215-0010-03690`
Alternative APNs	`1096728` `1163369`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	377 sqft
Pool Type	Spa / Hot Tub (No Pool)
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1163369
Street Address	8973 HEINO RD
City	COOK
State	MN
Zip	55723-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SE 1/4 SERIAL #
Legal Range	18W
Legal Township	61N
Legal Section	21
Legal Subdivision	ANGORA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ANGORA
Census Block Group	4
Census Block	4093
Census Tract	15200

Owner

Source: St. Louis County records · APN 215-0010-03690

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8973 HEINO RD, COOK, MN 55723-8208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUMMIT MORTGAGE CORP
Mar 18, 2024	Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORP
Sep 24, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH STAR CU
Jan 24, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20241484599
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	00A1302695
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8973 HEINO RD, ANGORA, MN 55703
Transaction Type	Mortgage
Record Updated	Apr 08, 2024
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001484601
Date	Mar 18, 2024
Instrument	1484601

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 18, 2024
Property Address	8973 HEINO RD, ANGORA, MN 55703
Document Number	0001484599
Instrument Date	Mar 07, 2024
Instrument	1484599
Transaction Type	Transfer
Record Updated	Apr 04, 2024
Title Company	ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8973 HEINO RD, COOK, MN 55723-8208

Mortgage

Document Number	0001484600
Date	Mar 18, 2024
Instrument	1484600

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2020
Property Address	8973 HEINO RD, ANGORA, MN 55703
Document Number	00A1391355
Instrument Date	Sep 21, 2020
Instrument	A1391355
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8973 HEINO RD ANGORA MN 55703, ANGORA, MN 55703

Mortgage

Document Number	A1391356
Date	Sep 24, 2020
Instrument	A1391356

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2017
Property Address	8973 HEINO RD, ANGORA, MN 55703
Document Number	00A1302695
Instrument Date	Jan 19, 2017
Instrument	A1302695
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8973 HEINO RD COOK MN 557238208, COOK, MN 55723-8208

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Angora Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,108.00 (+28.24%) Homeowner's exemption
2025	$864.00 (+11.92%) Homeowner's exemption	$192,600 (+12.76%) Land $81,700 Building $110,900	$192,600 (+12.76%) Land $81,700 Building $110,900
2024		$170,800 (+38.64%) Land $85,500 Building $85,300	$170,800 (+38.64%) Land $85,500 Building $85,300
2023	$772.00 Homeowner's exemption
2022		$123,200 Land $62,500 Building $60,700	$123,200 Land $62,500 Building $60,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370152004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2024 · 4 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 60% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Paul Bunyan Rural Telephone Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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