Lorain County property record for 8972 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1964 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,322 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-002-000-007 |
| Primary APN | 06-24-002-000-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 419 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 100 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Canopy | 300 sqft |
| Gazebo | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 8972 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-06-128 -004-00 |
| Legal Subdivision | WEST/BLACK RIVER |
| Legal Tract | 24 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70902 |
Source: Lorain County records · APN 06-24-002-000-007
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8972 W RIDGE RD, ELYRIA, OH 44035-4523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8972 W RIDGE RD, ELYRIA, OH 44035-4523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210838528 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0838528 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Elyria Township |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,322.00 (+10.51%) | $79,880 (+29.61%) Land $13,840 Building $66,040 | $228,240 (+29.62%) Land $39,550 Building $188,690 |
| 2023 | $3,911.00 (+0.36%) | $61,632 (+%) Land $11,204 Building $50,428 | $176,090 (-) Land $32,010 Building $144,080 |
| 2022 | $3,897.00 | $61,630 Land $11,200 Building $50,430 | |
| 2021 | $176,090 Land $32,010 Building $144,080 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930709021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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