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8972 Three Rail Dr, Boynton Beach, FL 33472 Property Records

Palm Beach County property record for 8972 Three Rail Dr, Boynton Beach, FL 33472

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,026 sqft · built 2011
Lot Size0.272 acres (11,835 sqft)
Owner2 Individual Names on Record
Last Sale$834,000 (Nov 2021)
Tax Bill$12,750 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-42-45-18-11-000-2320

Property Details

APN / Parcel Number

Primary APN00-42-45-18-11-000-2320

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,026 sqft Living Area
Gross Area4,306 sqft
1st Floor Area3,026 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialConcrete
Lot Area11,835 sqft (0.272 acres)
Lot Dimensions148 ft deep x 80 ft wide
Garage TypeAttached
Garage Area650 sqft
PorchFinished/Open Porch
Porch Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address8972 THREE RAIL DR
CityBOYNTON BEACH
StateFL
Zip33472-4336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGR-PUD
Legal DescriptionEQUUS AGR PUD PH 3 LT 232
Legal Range42E
Legal Township45S
Legal Section18
Legal SubdivisionEQUUS AGR PUD PH 3
Legal Phase3
Legal Lot Number232
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group1
Census Block1009
Census Tract7780

Owner

Source: Palm Beach County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5301 ISLAND GYPSY DR, GREENACRES, FL 33463-5954
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · SBA Mortgage
VAST BANK NA
Nov 3, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleApr 23, 2011 · Amount on Record
Deed Document Number2021508281
Deed Book / Page33023 / 1730
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address8972 THREE RAIL DR, BOYNTON BEACH, FL 33472-4336
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8972 THREE RAIL DR, BOYNTON BEACH, FL 33472-4336
InvestorPossibly a Property Investor

Mortgage

Document Number0347960343
DateJan 26, 2024
Book Page34796/343
Instrument20240029301
Lender
NameVAST BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeSBA Mortgage
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateNov 3, 2021
Property Address8972 THREE RAIL DR, BOYNTON BEACH, FL 33472-4336
Document Number0330231730
Book / Page33023 / 1730
Map ReferenceMB 105 PG 45-154
Instrument DateOct 28, 2021
Instrument20210508281
Transaction TypeTransfer
Record UpdatedDec 2, 2021
Title CompanyFIRST ACTION TITLE AGENCY LLC, FIRST ACTION TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,838.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8972 THREE RAIL DR, 8972, BOYNTON BEACH, FL 33472-4336

Transferred To (Grantee/Buyer)

NameVerified Name
Address5301 ISLAND GYPSY DR, GREENACRES, FL 33463-5954
InvestorPossibly a Property Investor

Mortgage

Document Number330231732
DateNov 3, 2021
Instrument33023/1732
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address8972 THREE RAIL DR, BOYNTON BEACH, FL 33472-4336
Document Number0289430392
Book / Page028943 / 000392
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMar 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8972 THREE RAIL DR BOYNTON BEACH FL 334724336, BOYNTON BEACH, FL 33472-4336

Mortgage

Document Number0289430392
DateMar 13, 2017
Book Page028943/000392
Instrument85772
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 12, 2032

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,750.00 (+2.97%) Homeowner's exemption$796,057 (+5.99%)$833,706 (-1.73%) Land $308,953 Building $524,753
2024$12,382.00 (+2.3%)
2023$12,104.00 (+0.64%) Homeowner's exemption$751,089 (+3%)$848,354 (+16.34%) Land $215,753 Building $632,601
2022$12,027.00 Homeowner's exemption$729,213 Land $147,242 Building $581,971$729,213 Land $147,242 Building $581,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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