8972 N Ruby Way, Citrus Springs (Dunnellon), FL 34434 Property Records

Citrus County property record for 8972 N Ruby Way, Citrus Springs, FL 34434

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,772 sqft · built 2019
Lot Size0.27 acres (11,794 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Nov 2019)
Tax Bill$1,661 (2025)
Deeds & MortgagesNov 2019 Sale
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN18E-17S-10-0050-04950-005.0

Property Details

APN / Parcel Number

Primary APN18E-17S-10-0050-04950-005.0
Alternative APNs
  • 1017S18E0050049500050
  • 1302081

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,772 sqft Living Area
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area11,794 sqft (0.27 acres)
Lot Dimensions122 ft deep x 101 ft wide
Garage Area440 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area314 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1302081
Old Parcel Number1017S18E0050049500050
Street Address8972 N RUBY WAY
CityCITRUS SPRINGS
StateFL
Zip34434-5346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR RURAL RESIDENTIAL
Legal DescriptionCITRUS SPRINGS UNIT 5 PB 6 PG 1 LOT 5 BLK 495
Legal Range18E
Legal Township17S
Legal Section24
Legal SubdivisionCITRUS SPRINGS UNIT 05
Legal Block495
Legal Lot Number5
Legal Unit5
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group2
Census Block2381
Census Tract450310

Owner

8972 N Ruby Way is owned and occupied by two individuals who bought it in November 2019.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address8972 N RUBY WAY, CITRUS SPRINGS, FL 34434-5346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Warranty Deed, Transfer
FIRST INT'L TITLE
Mar 2, 2018Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2019 · Amount on File
Deed SaleNov 22, 2019 · Amount on File
Prior SaleMar 2, 2018 · Amount on File
Deed Document Number0003020518
Deed Book / Page3020 / 518
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 22, 2019
Property Address8972 N RUBY WAY, CITRUS SPRINGS, FL 34434-5346
Document Number0030200518
Book / Page003020 / 000518
Instrument DateNov 22, 2019
Instrument61417
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
Tax$840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8972 N RUBY WAY CITRUS SPRINGS FL 34434, CITRUS SPRINGS, FL 34434

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 2, 2018
Property Address8972 N RUBY WAY, CITRUS SPRINGS, FL 34434-5346
Document Number0028832326
Book / Page002883 / 002326
Instrument DateFeb 27, 2018
Instrument10078
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC

Transaction

AmountAmount on Record
Tax$16.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 70 MORRISTON FL 326680070, MORRISTON, FL 32668-0070

Tax Assessment & Valuation

The 2025 property tax bill for 8972 N Ruby Way was $1,661 with exemptions applied, up 6.2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,661.00 (+6.2%) Homeowner's exemption Additional exemption filed$232,651 (-1.69%) Land $15,460 Building $217,191$232,651 (-1.69%) Land $15,460 Building $217,191
2024$1,564.00 (+2.83%) Homeowner's exemption Additional exemption filed$236,657 (+1.56%) Land $9,190 Building $227,467$236,657 (+1.56%) Land $9,190 Building $227,467
2023$1,521.00 (+6.74%) Homeowner's exemption Additional exemption filed$233,020 (+12.17%) Land $8,490 Building $224,530$233,020 (+12.17%) Land $8,490 Building $224,530
2022$1,425.00 Homeowner's exemption Additional exemption filed$207,742 Land $4,860 Building $202,882$207,742 Land $4,860 Building $202,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8972 N Ruby Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8972 N Ruby Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Ruby Way

Nearby Streets

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