St. Clair County property record for 8972 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-3021-000 |
| Primary APN | 74-14-033-3021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 1,381 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 1,320 ft deep x 165 ft wide |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8972 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | THE N 5 A OF THE S 10 A OF S 1/2 OF SE 1/4 OF SE 1/4 5 A SEC 33 T3N R16E |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8972 MARSH RD, CLAY, MI 48001-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Feb 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2021 |
| Transfer Doc | 0005315126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 18, 2026 |
| Property Address | 8972 MARSH RD, CLAY, MI 48001-3912 |
| Document Number | 0000009979 |
| Book / Page | 5924 / 900 |
| Instrument Date | May 12, 2026 |
| Instrument | 20269979 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8972 MARSH RD, CLAY, MI 48001-3912 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009979, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 5924/900 |
| Instrument | 20269979 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 8, 2021 |
| Property Address | 8972 MARSH RD, CLAY, MI 48001-3912 |
| Document Number | 0005315126 |
| Book / Page | 5315 / 126 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021003636 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8972 MARSH RD, CLAY, MI 48001-3912 |
| Document Number | 2021003637 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021003637 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2031 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (-42.45%) Homeowner's exemption | $229,000 (+20.97%) | |
| 2024 | $3,847.00 (+8.73%) | $458,000 (+20.97%) | |
| 2023 | $189,300 | ||
| 2022 | $3,538.00 | $378,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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