8972 Co Rd 540, Gardner, CO 81040 Property Records

Huerfano County property record for 8972 Co Rd 540, Gardner, CO 81040

Property Summary

Property Type	Other Improved
Details	3 bd · 1.5 ba · 2,108 sqft · built 2012
Lot Size	35 acres (1,524,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2022 Mortgage + 3 more
APN	`1713853`

Property Details

APN / Parcel Number

Primary APN	`1713853`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,108 sqft Total Area
1st Floor Area	2,108 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,524,600 sqft (35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8972 COUNTY ROAD 540
City	GARDNER
State	CO
Zip	81040-5007
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 53 UNIT DD CL&G RANCH 383-966-967 385-37-38-39-40 386-486 395-323 REC#332668 366966 371464 377257 380183 391661
Legal Subdivision	CL&G UNIT DD
Legal Lot Number	53
Legal Unit	DD
Jurisdiction	HUERFANO CO
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2051
Census Tract	960901

Owner

Source: Huerfano County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 AUGUSTINE DR, CASTLE ROCK, CO 80108-8059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN LIBERTY MORTGAGE INC
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC
May 22, 2012	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Nov 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC
Aug 15, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000428455
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUERFANO CO
Property Address	8972 COUNTY ROAD 540, GARDNER, CO 81040-5007
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428425
Date	Oct 27, 2022
Instrument	428425

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 26, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUERFANO CO
Property Address	8972 COUNTY ROAD 540, GARDNER, CO 81040-5007
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428516
Date	Nov 9, 2022
Instrument	428516

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUERFANO CO
Property Address	8972 COUNTY ROAD 540, GARDNER, CO 81040-5007
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394044
Date	May 22, 2012
Instrument	394044

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37802

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2032

Interest

Rate	5.65%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUERFANO CO
Recording Date	Nov 1, 2022
Property Address	8972 COUNTY ROAD 540, GARDNER, CO 81040-5007
Document Number	0000428455
Map Reference	DOC 301329
Instrument Date	Oct 31, 2022
Instrument	428455
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5803 PALMER DR, CASTLE ROCK, CO 80104-8737

Mortgage

Document Number	0000428456
Date	Nov 1, 2022
Instrument	428456

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUERFANO CO
Recording Date	Aug 15, 2011
Property Address	8972 COUNTY ROAD 540, GARDNER, CO 81040-5007
Document Number	0000391661
Map Reference	MAP287
Instrument Date	Jun 28, 2011
Instrument	391661
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5803 PALMER DR, CASTLE ROCK, CO 80104-8737

Tax Assessment & Valuation

Source: Huerfano County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Huerfano County
Unified School District	Huerfano School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+41.87%)	$20,888 (+39.55%) Land $1,466 Building $19,422	$292,634 (+59.02%) Land $12,101 Building $280,533
2023	$1,144.00 (+20.17%)	$14,968 (+21.59%) Land $1,344 Building $13,624	$184,029 (+24.84%) Land $10,008 Building $174,021
2022	$952.00	$12,310 Land $1,093 Building $11,217	$147,406 Land $6,490 Building $140,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 42% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 540

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures