Ottawa County property record for 8972 Cedar Lake Dr, Jenison, MI 49428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 2017 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (May 2025) |
| Tax Bill | $6,506 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-14-03-347-010 |
| Primary APN | 70-14-03-347-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Width | 94 ft Width |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8972 CEDAR LAKE DR |
|---|---|
| City | JENISON |
| State | MI |
| Zip | 49428-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 188 CEDAR LAKE ESTATES NO 12 |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 03 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Block | 347 |
| Legal Lot Number | 188 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21605 |
8972 Cedar Lake Dr is owned and occupied by two individuals who acquired it in April 2026.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Mar 1, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK |
| May 11, 2017 | Warranty Deed, Construction Loan · Construction Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | Mar 1, 2018 · Amount on File |
| Deed Document Number | 202511113 |
| Last Transfer Date | Apr 2, 2026 |
| Transfer Doc | 20260008896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 2, 2026 |
| Property Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Number | 0000008896 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20268896 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 2, 2026 |
| Property Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Number | 20260008896 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20268896 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20200015324 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-0015324 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 1, 2018 |
| Property Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Number | 20180007146 |
| Map Reference | DOC2016-0001663 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2018-0007146 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,044.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10954 84TH ST SE, 10954, ALTO, MI 49302-9607 |
| Name | Verified Name |
|---|---|
| Address | 6907 OLDE PINE DR, JENISON, MI 49428-8144 |
| Document Number | 20180007147 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018-0007147 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 11, 2017 |
| Property Address | 8972 CEDAR LAKE DR, JENISON, MI 49428-9462 |
| Document Number | 20170016824 |
| Map Reference | DOC2016-0001663 |
| Instrument Date | May 8, 2017 |
| Instrument | 2017-0016824 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 12, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $550.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8879 24TH AVE, 8879, JENISON, MI 49428-9410 |
| Name | Verified Name |
|---|---|
| Address | 5475 SETTLERS PASS SE, KENTWOOD, MI 49512-9652 |
| Investor | Possibly a Property Investor |
| Document Number | 20170016825 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017-0016825 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8972 Cedar Lake Dr was $6,506 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Georgetown Charter Township |
| Unified School District | Jenison Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,500 (-7%) | $547,000 (-7%) | |
| 2025 | $6,506.00 Homeowner's exemption | $294,100 | $588,200 |
| 2023 | $230,500 | $461,000 | |
| 2022 | $5,697.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8972 Cedar Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8972 Cedar Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN TOWNSHIP serves 41,086 people · EPA ID MI0002620 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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