8972 27th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 8972 27th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,555 sqft · built 2003
Lot Size	5.94 acres (258,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jan 2003)
Tax Bill	$5,842 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-008-3404`

Property Details

APN / Parcel Number

Primary APN	`40-008-3404`
Alternative APNs	`40-00008-3404` `22736`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,555 sqft Living Area
1st Floor Area	2,555 sqft
Basement Area	592 sqft
Finished Basement	592 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	258,746 sqft (5.94 acres)
Garage Type	Attached
Garage Area	790 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	272 sqft
Deck Area	614 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	8972 27TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT OF SE 1-4 OF SW 1-4 DESC AS FOLL: COMM AT SE CORNER OF SW 1/4;THENCE W ASSUMED BEARING ALONG S LINE OF SE 1/4 OF SW 1/4
Legal Range	29W
Legal Township	35N
Legal Section	08
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2006
Census Tract	30301

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8972 27TH ST SE, SAINT CLOUD, MN 56304-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2003 · Amount on Record
Deed Sale	Jan 16, 2003 · Amount on Record
Deed Document Number	200359274
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	8972 27TH ST SE, SAINT CLOUD, MN 56304-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000909487
Date	Jan 8, 2021
Instrument	909487

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,900 (+4.75%) Building $41,900	$41,900 (+4.75%) Building $41,900
2025	$5,842.00 (+11.96%)	$40,000 (-17.36%) Building $40,000	$40,000 (-17.36%) Building $40,000
2023	$5,218.00	$48,400 Land $7,000 Building $41,400
2021			$48,400 Land $7,000 Building $41,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 84% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20