Palm Beach County property record for 8971 Terni Ln, Boynton Beach, FL 33472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,514 sqft · built 2002 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,832 (Dec 2002) |
| Tax Bill | $5,138 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jun 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-45-15-22-000-1070 |
| Primary APN | 00-42-45-15-22-000-1070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,514 sqft Living Area |
| Gross Area | 3,287 sqft |
| 1st Floor Area | 2,514 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 7,205 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Pool Area | 68 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 344 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8971 TERNI LN |
|---|---|
| City | BOYNTON BEACH |
| State | FL |
| Zip | 33472-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TUSCANY PAR E LT 107 |
| Legal Range | 42E |
| Legal Township | 45S |
| Legal Section | 15 |
| Legal Subdivision | TUSCANY PAR E |
| Legal Lot Number | 107 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5945 |
8971 Terni Ln is owned and occupied by two individuals who acquired it in May 2023.
Source: Palm Beach County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Feb 20, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| May 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2002 · Amount on File |
| Deed Sale | Dec 9, 2002 · Amount on File |
| Prior Sale | Sep 9, 2002 · Amount on File |
| Deed Document Number | 2002648518 |
| Deed Book / Page | 14499 / 93 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0343220195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 23, 2023 |
| Property Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0343220195 |
| Book / Page | 34322 / 195 |
| Map Reference | MB 91 PG 139-143 |
| Instrument Date | May 18, 2023 |
| Instrument | 20230173918 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0299201218 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 29920/1218 |
| Instrument | 20180229322 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0312580262 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8971 TERNI LN BOYNTON BEACH FL 334722549, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0312580262 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 031258/000262 |
| Instrument | 78854 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0306700561 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8971 TERNI LN BOYNTON BEACH FL 334722549, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0306700561 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 030670/000561 |
| Instrument | 209966 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 8971 TERNI LN, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0301191027 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8971 TERNI LN BOYNTON BEACH FL 334722549, BOYNTON BEACH, FL 33472-2549 |
| Document Number | 0301191027 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 030119/001027 |
| Instrument | 352578 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 8971 Terni Ln was $5,138, up 3.2% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,138.00 (+3.17%) | $328,092 | $493,529 Land $195,945 Building $297,584 |
| 2024 | $4,980.00 (+2.6%) | ||
| 2023 | $4,854.00 (+0.94%) Homeowner's exemption | $309,558 (+3%) | $544,677 (+18.35%) Land $151,900 Building $392,777 |
| 2022 | $4,809.00 Homeowner's exemption | $300,542 | $460,219 Land $138,069 Building $322,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8971 Terni Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8971 Terni Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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