8971 Riverwood Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 8971 Riverwood Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,209 sqft · built 1985
Lot Size	5.71 acres (248,728 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Aug 2023)
Tax Bill	$11,151 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089-300-039-000`

Property Details

APN / Parcel Number

Primary APN	`089-300-039-000`
Alternative APNs	`08930039100` `0893003910`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,209 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	248,728 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Patio Area	3,209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	8971 RIVERWOOD DR
City	PLACERVILLE
State	CA
Zip	95667-9623
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	PD
Legal Description	L 39 RIVERWOOD
Legal Subdivision	RIVERWOOD
Legal Lot Number	39
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2000
Census Tract	31000

Owner

8971 Riverwood Dr, a rural home, is owned and occupied by two individuals who bought it in August 2023.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Document Number	202322539
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	0000051631
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 11, 2023
Property Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Document Number	0000022539
Map Reference	MB G PG 10
Instrument Date	Aug 8, 2023
Instrument	2023-0022539
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623

Mortgage

Document Number	0000022540
Date	Aug 11, 2023
Instrument	2023-0022540

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 ARCH ST 500, 500, PHILADELPHIA, PA 19104-2858

Mortgage

Document Number	0000060338
Date	Sep 22, 2021
Instrument	2021-0060338

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 18, 2020
Property Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Document Number	0000051008
Map Reference	MB G PG 10
Instrument Date	Sep 16, 2020
Instrument	2020-0051008
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623

Mortgage

Document Number	0000051009
Date	Sep 18, 2020
Instrument	2020-0051009

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 3, 2019
Property Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Document Number	0000051631
Instrument Date	Nov 14, 2019
Instrument	51631
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5617 WAVERLY AVE LA JOLLA CA 920377548, LA JOLLA, CA 92037-7548

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Dec 3, 2019
Property Address	8971 RIVERWOOD DR, PLACERVILLE, CA 95667-9623
Document Number	0000051630
Instrument Date	Nov 14, 2019
Instrument	51630
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8971 RIVERWOOD DR PLACERVILLE CA 956679623, PLACERVILLE, CA 95667-9623

Tax Assessment & Valuation

The 2025 property tax bill for 8971 Riverwood Dr was $11,151 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,420 (+2%) Land $327,726 Building $764,694
2025	$11,151.00 Homeowner's exemption	$1,071,000 Land $321,300 Building $749,700
2023	$7,770.00 (+1.45%)	$738,684 Land $223,686 Building $514,998
2022	$7,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8971 Riverwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8971 Riverwood Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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