8970 Thomas Dr, Saint Paul, MN 55125 Property Records

Washington County property record for 8970 Thomas Dr, Saint Paul, MN 55125

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,593 sqft · built 1995
Lot Size	0.071 acres (3,093 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2018)
Tax Bill	$3,360 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-028-21-14-0042`

Property Details

APN / Parcel Number

Primary APN	`04-028-21-14-0042`
Alternative APN	`735902900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	86 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8970 THOMAS DR
City	SAINT PAUL
State	MN
Zip	55125-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME VALLEY CREST LOT 2 BLOCK 17 SUBDIVISIONCD 73590
Legal Range	21W
Legal Township	28N
Legal Section	04
Legal Subdivision	VALLEY CREST
Legal Block	17
Legal Lot Number	2
Jurisdiction	WASHINGTON MN
Township / Civil Division	WOODBURY
Census Block Group	2
Census Block	2016
Census Tract	71010

Owner

8970 Thomas Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8970 THOMAS DR, SAINT PAUL, MN 55125-7602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNTY CU
Apr 18, 2018	Warranty Deed, Transfer · Commercial Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Document Number	20181253012
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	8970 THOMAS DR, WOODBURY, MN 55125-7602
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001276876
Date	Sep 16, 2021
Instrument	1276876

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Apr 18, 2018
Property Address	8970 THOMAS DR, WOODBURY, MN 55125-7602
Document Number	0001253012
Instrument Date	Apr 16, 2018
Instrument	1253012
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8970 THOMAS DR, WOODBURY, MN 55125-7602

Mortgage

Document Number	0001253014
Date	Apr 18, 2018
Instrument	1253014

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0001253013
Date	Apr 18, 2018
Instrument	1253013

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 8970 Thomas Dr was $3,360 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Woodbury City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,360.00 Homeowner's exemption
2025		$320,800 (+1.45%) Land $115,000 Building $205,800	$320,800 (+1.45%) Land $115,000 Building $205,800
2024		$316,200 Land $113,000 Building $203,200	$316,200 Land $113,000 Building $203,200
2023	$3,040.00
2022		$303,000 Land $127,200 Building $175,800	$303,000 Land $127,200 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8970 Thomas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8970 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Woodbury serves 82,643 people · EPA ID MN1820025
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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