8970 Division Dr, Ceresco, MI 49033 Property Records

Calhoun County property record for 8970 Division Dr, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1910
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$236,900 (Oct 2025)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-040-021-00`

Property Details

APN / Parcel Number

Primary APN	`17-040-021-00`
Alternative APN	`13-17-040-021-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,440 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	348,480 sqft (8 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8970 DIVISION DR
City	CERESCO
State	MI
Zip	49033-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	NEWTON TWP. SEC.4 T3S R7W W 264 FT OF E 330 FT OF NE1/4 NE1/4
Legal Range	7W
Legal Township	3S
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4004
Census Tract	2700

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2717 S AINGER RD, CHARLOTTE, MI 48813-9511
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage SHAYMAK MORTGAGE LLC
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CU
Nov 30, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Book / Page	4949 / 563
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	4481000766
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Oct 20, 2025
Property Address	8970 DIVISION DR, CERESCO, MI 49033-9637
Document Number	004949/563
Book / Page	4949 / 563
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8970 DIVISION DR, CERESCO, MI 49033-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2717 S AINGER RD, CHARLOTTE, MI 48813-9511

Mortgage

Document Number	0004949566
Date	Oct 20, 2025
Instrument	4949/566

Lender

Name	SHAYMAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Dec 23, 2020
Property Address	8970 DIVISION DR, CERESCO, MI 49033-9637
Document Number	004490/620
Book / Page	4490 / 620
Instrument Date	Dec 14, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 RIVERSIDE DR, 115, BATTLE CREEK, MI 49015-2529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 E HAMILTON LN, BATTLE CREEK, MI 49015-4705

Mortgage

Document Number	0004490622
Date	Dec 23, 2020
Instrument	4490/622

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

November 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CALHOUN MI
Recording Date	Nov 30, 2020
Property Address	8970 DIVISION DR, CERESCO, MI 49033-9637
Document Number	004481/766
Book / Page	4481 / 766
Instrument Date	Oct 15, 2020
Transaction Type	Foreclosure
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E GANSON ST, JACKSON, MI 49201-1509

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+3.44%)
2025	$2,494.00 (+3.53%) Homeowner's exemption	$87,300 (+30.1%)	$180,600 (+3.44%)
2024	$2,409.00 (+23.92%)		$174,600 (+30.1%)
2023		$67,100	$134,200
2022	$1,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Division Dr

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