897 Wisconsin St, Chico, CA 95928 Property Records

Butte County property record for 897 Wisconsin St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$304,500 (Mar 2022)
Tax Bill	$3,667 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`005-385-005-000`

Property Details

APN / Parcel Number

Primary APN	`005-385-005-000`
Alternative APN	`005-385-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	005-385-005
Street Address	897 WISCONSIN ST
City	CHICO
State	CA
Zip	95928-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	897 WISCONSIN ST
Legal Subdivision	BOUCHERS ADD 04
Legal Lot Number	7
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1015
Census Tract	1300

Owner

897 Wisconsin St is owned and occupied by an individual who bought it in March 2022.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	897 WISCONSIN ST, CHICO, CA 95928-7554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 29, 2022	Intrafamily Transfer, Transfer IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO
Nov 29, 2021	Trustee's Deed, Foreclosure Foreclosure Auction
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	202211477
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000011476
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 29, 2022
Property Address	897 WISCONSIN ST, CHICO, CA 95928-7554
Document Number	0000011477
Map Reference	MB 9 PG 10
Instrument Date	Mar 22, 2022
Instrument	2022-0011477
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 WISCONSIN ST, CHICO, CA 95928-7554

Mortgage

Document Number	0000011478
Date	Mar 29, 2022
Instrument	2022-0011478

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0000011479
Date	Mar 29, 2022
Instrument	2022-0011479

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 20, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Mar 29, 2022
Property Address	897 WISCONSIN ST, CHICO, CA 95928-7554
Document Number	0000011476
Map Reference	MB 9 PG 10
Instrument Date	Dec 14, 2021
Instrument	2022-0011476
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16275 TINILYN RD, LOWER LAKE, CA 95457-9879

November 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 29, 2021
Property Address	897 WISCONSIN ST, CHICO, CA 95928-7554
Document Number	0000051579
Map Reference	MB 9 PG 10
Instrument Date	Nov 8, 2021
Instrument	2021-0051579
Transaction Type	Foreclosure
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1035, COBB, CA 95426-1035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	897 WISCONSIN ST, CHICO, CA 95928-7554
Document Number	0000016907
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	897 WISCONSIN ST CHICO CA 959287554, CHICO, CA 95928-7554

Mortgage

Document Number	0000016907
Date	May 16, 2017
Instrument	16907

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 897 Wisconsin St was $3,667 with a homeowner's exemption, up 6.8% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,057 (+2%) Land $140,716 Building $188,341
2025	$3,667.00 (+6.85%) Homeowner's exemption	$322,606 Land $137,957 Building $184,649
2024	$3,432.00 (+1.24%)		$313,290
2023	$3,390.00 (+20.68%) Homeowner's exemption	$310,080 Land $132,600 Building $177,480
2022	$2,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Wisconsin St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 897 Wisconsin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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