897 Whatley St, Sumter, SC 29154 Property Records

Sumter County property record for 897 Whatley St, Sumter, SC 29154

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,013 sqft · built 1965
Lot Size0.323 acres (14,100 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Apr 2024)
Tax Bill$2,581 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN207-07-02-007

Property Details

APN / Parcel Number

Primary APN207-07-02-007
Alternative APN
  • 29971

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,013 sqft Living Area
1st Floor Area1,013 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area14,100 sqft (0.323 acres)
Lot Dimensions141 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
FenceFence
Utility Building51 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number29971
Old Parcel Number207 07 02 007
Street Address897 WHATLEY ST
CitySUMTER
StateSC
Zip29154-6059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionLOT 143 BL F Z19-131 100 FT -
Legal SubdivisionHILL DALE SUB
Legal BlockF
Legal Lot Number143
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group1
Census Block1044
Census Tract1703

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address897 WHATLEY ST, SUMTER, SC 29154-6059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Warranty Deed, Transfer · Conventional Mortgage
SAFE FCU
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number0013261761
Deed Book / Page1326 / 1761
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateApr 29, 2024
Property Address897 WHATLEY ST, SUMTER, SC 29154-6059
Document Number0013261761
Book / Page1326 / 1761
Map ReferenceMB Z19 PG 131
Instrument DateApr 16, 2024
Transaction TypeTransfer
Record UpdatedMay 9, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 WHATLEY ST, SUMTER, SC 29154-6059

Mortgage

Document Number0013261764
DateApr 29, 2024
Instrument1326-1764
Lender
NameSAFE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateSep 1, 2020
Property Address897 WHATLEY ST, SUMTER, SC 29154-6059
Document Number0012731758
Book / Page1273 / 1758
Map ReferenceMB Z-19 PG 131
Instrument DateAug 31, 2020
Transaction TypeTransfer
Record UpdatedMar 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 WHATLEY ST, SUMTER, SC 29154-6059

Mortgage

Document Number0012731762
DateSep 1, 2020
Book Page1273/1762
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,581.00 (+405.09%)$7,390 (+168.73%) Land $780 Building $6,610$123,203 (+77.56%) Land $13,000 Building $110,203
2023$2,750 (-) Land $520 Building $2,230$69,388 (-) Land $13,000 Building $56,388
2022$511.00$2,750 Land $520 Building $2,230$69,388 Land $13,000 Building $56,388

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2015–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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