McDonald County property record for 897 Waters Rd, Stella, MO 64867
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,686 sqft · built 2003 |
| Lot Size | 38.8 acres (1,690,128 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Aug 2018) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-36-000-000-016.000 |
| Primary APN | 03-7.0-36-000-000-016.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,686 sqft Adjusted Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 1,690,128 sqft (38.8 acres) |
| Street Address | 897 WATERS RD |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867-8419 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SE1/4NE1/4 |
| Legal Range | 31W |
| Legal Township | 23N |
| Legal Section | 36 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ELK HORN |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 70102 |
Source: McDonald County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 WATERS RD, STELLA, MO 64867-8050 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 13, 2018 | Warranty Deed, Transfer · Line of Credit ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Deed Book / Page | 2018 / 2086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 897 WATERS RD, STELLA, MO 64867-8419 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02018/0449 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 2018/0449 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | ANDERSON, MO 64831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 2, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONALD MO |
| Recording Date | Aug 13, 2018 |
| Property Address | 897 WATERS RD, STELLA, MO 64867-8419 |
| Document Number | 02018/2086 |
| Book / Page | 2018 / 2086 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10028 LITTLE ACRES LN, PEA RIDGE, AR 72751-9405 |
| Document Number | 0020182087 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018/2087 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 15, 2023 |
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | McDonald County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,580 (-) | $95,230 (-) Land $15,360 Building $79,870 | |
| 2025 | $750.00 (+6.23%) | $17,580 (+5.78%) | $95,230 (+5.58%) Land $15,360 Building $79,870 |
| 2023 | $706.00 | $16,620 | $90,200 Land $14,980 Building $75,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 79% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MC DONALD COUNTY PWSD 2 serves 1,500 people · EPA ID MO5021113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Le-Ru Telephone Company DSL | 10 / 1 |
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