Sumter County property record for 897 Walker Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 1,563 sqft · built 2000 |
| Lot Size | 0.148 acres (6,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (May 2023) |
| Tax Bill | $735 (2025) |
| Deeds & Mortgages | May 2023 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101823D10C077 |
| Primary APN | 101823D10C077 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,563 sqft Living Area |
|---|---|
| Gross Area | 2,203 sqft |
| 1st Floor Area | 1,563 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 6,438 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Street Address | 897 WALKER LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-7488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 THE VILLAGES OF SUMTER UNIT NO 34 PB 5 PGS 26-26C |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 10 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 77 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 911703 |
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 4, 2023 | Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Nov 22, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 21, 2018 | Warranty Deed, Transfer · ARM CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 202317532 |
| Deed Book / Page | 4461 / 260 |
| Prior Transfer Date | Nov 15, 2019 |
| Prior Transfer Doc | 0036600505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 4, 2023 |
| Property Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Document Number | 0044610260 |
| Book / Page | 4461 / 260 |
| Map Reference | MB 5 PG 26,26A-26C |
| Instrument Date | Apr 28, 2023 |
| Instrument | 202360017532 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3158 GOODING PL, THE VILLAGES, FL 32162-7435 |
| Name | Verified Name |
|---|---|
| Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Document Number | 0039240285 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3924/285 |
| Instrument | 202160007928 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 22, 2019 |
| Property Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Document Number | 0036600505 |
| Book / Page | 003660 / 000505 |
| Instrument Date | Nov 11, 2019 |
| Instrument | 60045313 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 897 WALKER LOOP THE VILLAGES FL 321627488, THE VILLAGES, FL 32162-7488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Dec 21, 2018 |
| Property Address | 897 WALKER LOOP, THE VILLAGES, FL 32162-7488 |
| Document Number | 0035050635 |
| Book / Page | 3505 / 0635 |
| Map Reference | MB 5 PG 26,26A-26C |
| Instrument Date | Nov 30, 2018 |
| Instrument | 201860044366 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CENTRAL FLORIDA TITLE VILLAG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MOCCASIN TRL, 25, BLAIRSVILLE, GA 30512-4880 |
| Name | Verified Name |
|---|---|
| Address | 1615 1ST AVE, NEBRASKA CITY, NE 68410-2205 |
| Document Number | 201860044367 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 201860044367 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.66% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.66% |
| Index | 1-Year LIBOR |
| Max Rate | 9.66% |
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $735.00 | $161,490 (-30.96%) | $283,170 (+2.36%) Land $38,630 Building $244,540 |
| 2024 | $735.00 (-70.24%) | ||
| 2023 | $2,470.00 (+1.31%) Additional exemption filed | $233,920 (+3%) | $276,630 (+1.58%) Land $25,750 Building $250,880 |
| 2022 | $2,438.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,110 | $272,330 Land $25,690 Building $246,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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