897 Walker Ave, Oak Harbor, WA 98277 Property Records

Island County property record for 897 Walker Ave, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Apr 2005)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7730-02-00027-0`

Property Details

APN / Parcel Number

Primary APN	`S7730-02-00027-0`
Alternative APN	`349297`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	897 WALKER AVE
City	OAK HARBOR
State	WA
Zip	98277-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PENN CV PK 2 LOT 27
Legal Subdivision	PENN CV PK
Legal Lot Number	27
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3024
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

897 Walker Ave is owned and occupied by two individuals who bought it in April 2005.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	897 WALKER AVE, OAK HARBOR, WA 98277-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage SAVIBANK
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage CRESCENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2005 · Amount on File
Deed Sale	Apr 13, 2005 · Amount on File
Deed Document Number	20054130947
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	897 WALKER AVE, OAK HARBOR, WA 98277-7640
Document Number	0004489802
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	897 WALKER AVE OAK HARBOR WA 982777640, OAK HARBOR, WA 98277-7640

Mortgage

Document Number	0004489802
Date	Jun 26, 2020
Instrument	4489802

Lender

Name	SAVIBANK
Address	OAK HARBOR, WA 98277

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	897 WALKER AVE, OAK HARBOR, WA 98277-7640
Document Number	0004449726
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	897 WALKER AVE OAK HARBOR WA 982777640, OAK HARBOR, WA 98277-7640

Mortgage

Document Number	0004449726
Date	Aug 10, 2018
Instrument	4449726

Lender

Name	CRESCENT MTG
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 897 Walker Ave was $2,928.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00
2025		$378,641 Land $210,000 Building $168,641	$378,641 Land $210,000 Building $168,641
2023	$2,441.00	$383,472 (+16.95%) Land $220,000 Building $163,472	$383,472 (+16.95%) Land $220,000 Building $163,472
2022		$327,889 Land $180,000 Building $147,889	$327,889 Land $180,000 Building $147,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Walker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Walker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENN COVE WATER AND SEWER DISTRICT serves 460 people · EPA ID WA5366950
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

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