897 Union Rd, Amboy, IL 61310 Property Records

Lee County property record for 897 Union Rd, Amboy, IL 61310

Property Summary

Property Type	Rural Home
Details	1 ba · 1,392 sqft · built 1972
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,377 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-09-400-004`

Property Details

APN / Parcel Number

Primary APN	`08-20-09-400-004`
Alternative APN	`152713`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	152713
Street Address	897 UNION RD
City	AMBOY
State	IL
Zip	61310-9319
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC9 TWP19 RNG9 EH NEQ NEQ SEQ
Legal Range	09
Legal Township	19
Legal Section	09
Jurisdiction	LEE IL
Township / Civil Division	EAST GROVE
Census Block Group	3
Census Block	3097
Census Tract	700

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	826 UNION RD, AMBOY, IL 61310-9302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20261219
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Apr 13, 2026
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Document Number	0202601219
Instrument Date	Apr 9, 2026
Instrument	20261219
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 UNION RD, AMBOY, IL 61310-9302

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600686
Date	Feb 26, 2026
Instrument	202600686

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503956
Date	Oct 22, 2025
Instrument	202503956

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 17, 2035

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301650
Date	May 26, 2023
Instrument	202301650

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002613
Date	Jun 24, 2020
Instrument	202002613

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Oct 4, 2018
Property Address	897 UNION RD, AMBOY, IL 61310-9319
Document Number	001810/260
Book / Page	1810 / 260
Instrument Date	Sep 28, 2018
Instrument	201803895
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 UNION RD, 826, AMBOY, IL 61310-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 UNION RD, DIXON, IL 61021

Mortgage

Document Number	1810/262
Date	Oct 4, 2018
Book Page	1810/262
Instrument	201803896

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	East Grove Township
Unified School District	Amboy Community Unit School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,377.00 (+5.14%)	$52,000 (+9.89%) Land $5,356 Building $46,644
2024	$3,212.00	$47,320 Land $4,847 Building $42,473

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Union Rd

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