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897 Trestle Pt, Lathrop, CA 95330 Property Records

San Joaquin County property record for 897 Trestle Pt, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,536 sqft · built 2006
Lot Size0.142 acres (6,200 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Nov 2013)
Tax Bill$9,375 (2026)
Deeds & MortgagesDec 2023 Second Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN191-620-480-000

Property Details

APN / Parcel Number

Primary APN191-620-480-000
Alternative APN
  • 191-620-48

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,536 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,200 sqft (0.142 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number191-620-48
Street Address897 TRESTLE PT
CityLATHROP
StateCA
Zip95330-8644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06-FM PT 191-350-02/MOSSDALE LANDING NORTH UNIT #3
Legal SubdivisionMOSSDALE LANDING NORTH
Legal Block1
Legal Lot Number30
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1019
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address897 TRESTLE PT, LATHROP, CA 95330-8644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PATELCO CU
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2013 · Amount on Record
Deed SaleNov 5, 2013 · Amount on Record
Prior SaleOct 1, 2013 · Amount on Record
Deed Document Number2013138632
Last Transfer DateOct 22, 2016
Transfer Doc0000132526
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address897 TRESTLE PT, LATHROP, CA 95330-8644
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 TRESTLE PT, LATHROP, CA 95330-8644

Mortgage

Document Number0000106273
DateDec 15, 2023
Instrument2023-106273
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2039

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address897 TRESTLE PT, LATHROP, CA 95330-8644
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 TRESTLE PT, LATHROP, CA 95330-8644

Mortgage

Document Number0000007621
DateJan 13, 2021
Instrument2021-007621
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,375.00 (+1.07%)
2025$9,276.00 (+4.65%)$484,204 (+4.04%) Land $140,969 Building $343,235
2023$8,864.00 (-0.21%)$465,403 Land $135,496 Building $329,907$724,770
2022$8,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1983–2017)
Claims Outside the SFHA13 of 22
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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