897 Sarah Ln, Union, MO 63084 Property Records

Franklin County property record for 897 Sarah Ln, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,424 sqft · built 1997
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Tax Bill$2,037 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-8-33.0-0-009-003.110

Property Details

APN / Parcel Number

Primary APN17-8-33.0-0-009-003.110

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,424 sqft Living Area

Exterior

Year BuiltBuilt 1997
Architectural StyleA-Frame
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Patio Area130 sqft

Location & Zoning

Street Address897 SARAH LN
CityUNION
StateMO
Zip63084-5108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:3 KO KO VALLEY 1
Legal Range01W
Legal Township43
Legal Section33
Legal SubdivisionKO KO VALLEY
Legal Block9
Legal Lot Number3
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1019
Census Tract800605

Owner

897 Sarah Ln is owned and occupied by two individuals who acquired it in April 2017.

Source: Franklin County records, as of January 20, 2026

Owner of Record2 Individual Names on File
Mailing Address897 SARAH LN, UNION, MO 63084-5108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2017
Deed SaleApr 13, 2017
Prior SaleOct 9, 2009
Deed Document Number1705347
Record UpdatedJun 8, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 13, 2017
Property Address897 SARAH LN, UNION, MO 63084-5108
Document Number0000005347
Instrument DateApr 13, 2017
Instrument5347
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyFRANKLIN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address897 SARAH LN UNION MO 630845108, UNION, MO 63084-5108

Mortgage

Document Number5348
DateApr 13, 2017
Instrument5348
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount on Record
Term360 Months
DueApr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 897 Sarah Ln was $2,037.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,037.00$34,181$179,900 Land $30,000 Building $149,900
2023$1,791.00 (-4.07%)$29,794$156,810 Land $30,000 Building $126,810
2022$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Sarah Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Sarah Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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