897 Ross Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 897 Ross Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 2019
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-37-06-3400`

Property Details

APN / Parcel Number

Primary APN	`1-37-06-3400`
Alternative APN	`152074`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	897 ROSS RD
City	COPPERAS COVE
State	TX
Zip	76522-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTWOOD PARK PHS 2, BLOCK 1, LOT 71, ACRES .1653
Legal Subdivision	HEARTWOOD PARK PHS 2
Legal Phase	2
Legal Tract	71
Legal Block	1
Legal Lot Number	71
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	2
Census Block	2000
Census Tract	10603

Owner

897 Ross Rd is owned and occupied by an individual who acquired it in September 2026.

Source: Coryell County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 23, 2023	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
May 20, 2019	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026
Deed Sale	Sep 18, 2026
Prior Sale	May 23, 2023 · Amount on File
Deed Document Number	2026397163
Prior Transfer Date	Mar 28, 2019
Prior Transfer Doc	316525
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Sep 18, 2026
Property Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000397163
Instrument Date	Sep 16, 2026
Instrument	2026397163
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330566
Date	Oct 2, 2020
Instrument	330566

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	May 23, 2023
Property Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000364027
Map Reference	DOC 301235
Instrument Date	May 11, 2023
Instrument	364027
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465

Mortgage

Document Number	0000364028
Date	May 23, 2023
Instrument	364028

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	May 20, 2019
Property Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	316525
Map Reference	DOC 301235
Instrument Date	Mar 28, 2019
Instrument	316525
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 ROSS RD, COPPERAS COVE, TX 76522-4465

Mortgage

Document Number	316526
Date	May 20, 2019
Instrument	316526

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 897 Ross Rd was $5,754, up 2.9% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,754.00 (+2.88%) Homeowner's exemption	$285,570 Land $35,000 Building $250,570	$285,570 Land $35,000 Building $250,570
2024	$5,593.00 (+42.93%)
2023	$3,913.00 (-13.22%)	$292,170 Land $35,000 Building $257,170	$292,170 Land $35,000 Building $257,170
2022	$4,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Ross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Ross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, Metronet.

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