Chester County property record for 897 Richards Rd, Wayne, PA 19087 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1972 |
| Square Footage | 3,759 sqft Living Area |
| Lot Size | 1.4 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,140,000 (2025) |
| Tax Bill | $1,325.00 (2026) |
| Primary APN | 43-2N-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,759 sqft Living Area |
| Gross Area | 4,221 sqft Gross Area |
| Basement Area | 462 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 60,984 sqft |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 897 RICHARDS RD |
|---|---|
| City | WAYNE |
| State | PA |
| Zip | 19087-1043 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.4 AC DWG & GAR |
| Legal Subdivision | FORT KENNEDY FARM |
| Jurisdiction | CHESTER PA |
| Minor Civil Division | TREDYFFRIN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 300101 |
Source: Chester County records · APN 43-2N-4
Assessment roll updated May 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 897 RICHARDS RD, WAYNE, PA 19087-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2025 · Amount on Record |
| Deed Sale | Jun 04, 2025 · Amount on Record |
| Prior Sale | Nov 04, 2022 · Amount on Record |
| Deed Doc Number | 202512072335 |
| Deed Book / Page | 11390 / 1633 |
| Prior Transfer Date | Dec 05, 1997 |
| Prior Transfer Doc | 0000077102 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 04, 2022 |
| Property Address | 897 RICHARDS RD, WAYNE, PA 19087-1043 |
| Document Number | 0109721810 |
| Book / Page | 10972 / 1810 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 11953205 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | GREAT AMERICAN ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 599 PARK RIDGE DR, WAYNE, PA 19087-1335 |
| Document Number | 0011953206 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 11953206 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 897 RICHARDS RD, WAYNE, PA 19087-1043 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108341433 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 10834/1433 |
| Instrument | 11912509 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325.00 (-88.89%) | $338,600 (-) Land $90,360 Building $248,240 | $346,570 (-) Land $90,360 Building $256,210 |
| 2024 | $11,926.00 | $338,600 Land $90,360 Building $248,240 | |
| 1998 | $346,570 Land $90,360 Building $256,210 |
Source: FEMA National Flood Hazard Layer, Chester County (42029C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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