897 Pinkney Pl, Stanley, NC 28164 Property Records

Lincoln County property record for 897 Pinkney Pl, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,067 sqft · built 2009
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on Record
Last Sale$218,500 (Aug 2009)
Tax Bill$3,397 (2026)
Deeds & MortgagesAug 2020 Line of Credit
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4601-96-1577

Property Details

APN / Parcel Number

Primary APN4601-96-1577
Alternative APNs
  • 221472
  • 83635

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,067 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Lot Area10,498 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number221472
Street Address897 PINKNEY PL
CitySTANLEY
StateNC
Zip28164-6832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#320 GATES @ W/SIDE PH IX
Legal SubdivisionGATES WATERSIDE XING
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2003
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address897 PINKNEY PL, STANLEY, NC 28164-6832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK NA
Dec 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jan 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2009 · Amount on Record
Deed SaleAug 14, 2009 · Amount on Record
Prior SaleJun 4, 2009 · Amount on Record
Deed Document Number200910049
Deed Book / Page2141 / 847
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address897 PINKNEY PL, STANLEY, NC 28164-6832
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002938909
DateAug 14, 2020
Book Page2938/909
Instrument613953
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressCHARLESTON, SC 29423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address897 PINKNEY PL, STANLEY, NC 28164-6832
Document Number2872258
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address897 PINKNEY PL STANLEY NC 281646832, STANLEY, NC 28164-6832

Mortgage

Document Number2872258
DateDec 30, 2019
Book Page002872/000258
Instrument602523
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address897 PINKNEY PL, STANLEY, NC 28164-6832
Document Number2640547
Book / Page002640 / 000547
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address897 PINKNEY PL STANLEY NC 281646832, STANLEY, NC 28164-6832

Mortgage

Document Number2640547
DateJan 13, 2017
Book Page002640/000547
Instrument557558
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 12, 2037

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,397.00 (+1.01%)$539,309 (-) Land $82,000 Building $457,309$539,309 (-) Land $82,000 Building $457,309
2023$3,363.00$539,309 Land $82,000 Building $457,309$539,309 Land $82,000 Building $457,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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