Porter County property record for 897 Pearson Rd, Porter, IN 46304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,665 sqft · built 1993 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,120 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 64-06-03-276-004.000-026 |
| Primary APN | 64-06-03-276-004.000-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,665 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Deck Area | 117 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00000957780 |
|---|---|
| Street Address | 897 PEARSON RD |
| City | PORTER |
| State | IN |
| Zip | 46304-9100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF LOTS 1-5 IN CARLSON ESTATES LOT 2 2.03A |
| Legal Subdivision | CARISON ESTATES SUBDIVISION |
| Legal Lot Number | 1-5,2 2 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | WESTCHESTER |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 50301 |
Source: Porter County records · APN 64-06-03-276-004.000-026
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 897 PEARSON RD, CHESTERTON, IN 46304-9100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 06, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2014 |
| Deed Sale | Feb 21, 2014 |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 0000003303 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 897 PEARSON RD, PORTER, IN 46304-9100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 897 PEARSON RD, CHESTERTON, IN 46304-9100 |
| Document Number | 0000000607 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 2024-000607 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 897 PEARSON RD, PORTER, IN 46304-9100 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 897 PEARSON RD, CHESTERTON, IN 46304-9100 |
| Document Number | 0000010133 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022-010133 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 897 PEARSON RD, PORTER, IN 46304-9100 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013452 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-013452 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | 08761 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Mar 01, 2044 |
Source: Porter County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Westchester Township |
| Municipality | Porter Town |
| Unified School District | Duneland School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432,900 (+10.07%) Land $70,500 Building $362,400 | $432,900 (+10.07%) Land $70,500 Building $362,400 | |
| 2024 | $5,120.00 (+5.52%) | ||
| 2023 | $4,852.00 (-0.84%) | $393,300 (+6.59%) Land $52,100 Building $341,200 | $393,300 (+6.59%) Land $52,100 Building $341,200 |
| 2022 | $4,893.00 Homeowner's exemption | $369,000 Land $52,100 Building $316,900 | $369,000 Land $52,100 Building $316,900 |
Source: FEMA National Flood Hazard Layer as of July 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 67% of the US · above 99.2% of Indiana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 213 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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