897 Panorama Dr, Allen, TX 75013 Property Records

Collin County property record for 897 Panorama Dr, Allen, TX 75013

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,787 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$15,858 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-11946-00I-0260-1`

Property Details

APN / Parcel Number

Primary APN	`R-11946-00I-0260-1`
Alternative APN	`2804334`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,787 sqft Living Area

Exterior

Year Built	Built 2021

Location & Zoning

Account Number	2804334
Street Address	897 PANORAMA DR
City	ALLEN
State	TX
Zip	75013-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	RIDGEVIEW CROSSING PHASE IIB (CAL), BLK I, LOT 26
Legal Subdivision	RIDGEVIEW CROSSING PHASE IIB (CAL)
Legal Phase	2B
Legal Block	I
Legal Lot Number	26
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2010
Census Tract	31418

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	897 PANORAMA DR, ALLEN, TX 75013-5558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Mar 17, 2022	Vendor's Lien, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025
Deed Sale	May 30, 2025
Prior Sale	Mar 17, 2022
Deed Document Number	2025000067725
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	897 PANORAMA DR, ALLEN, TX 75013-5558
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000042074
Date	Apr 20, 2023
Instrument	2023000042074

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 17, 2022
Property Address	897 PANORAMA DR, ALLEN, TX 75013-5558
Document Number	0000433010
Map Reference	PL 2020-699
Instrument Date	Mar 17, 2022
Instrument	20220317000433010
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 DALLAS PKWY STE 400, 2805, PLANO, TX 75093-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 PANORAMA DR, ALLEN, TX 75013-5558

Mortgage

Document Number	0000433020
Date	Mar 17, 2022
Instrument	20220317000433020

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$970,687 (+8.76%) Land $260,000 Building $710,687	$970,687 (+8.76%) Land $260,000 Building $710,687
2024	$15,858.00 (+177.97%)
2023		$892,473 Land $190,000 Building $702,473	$892,473 Land $190,000 Building $702,473
2022	$5,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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