897 N Pearl St, Crestview, FL 32536 Property Records

Okaloosa County property record for 897 N Pearl St, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1937
Lot Size	0.221 acres (9,664 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (May 2024)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5500-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5500-3`
Alternative APN	`17-3N-23-2490-0036-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Heated Area
Gross Area	1,396 sqft
1st Floor Area	1,247 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1980
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,664 sqft (0.221 acres)
Lot Width	90 ft Width
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	897 N PEARL ST
City	CRESTVIEW
State	FL
Zip	32536-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW LOTS 1 & 2 BLK 36 EX PART SOLD
Legal Range	23
Legal Township	03N
Legal Section	17
Legal Subdivision	CRESTVIEW
Legal Block	36
Legal Lot Number	1,2 2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	4
Census Block	4025
Census Tract	20500

Owner

897 N Pearl St is held in a trust since May 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	480 E JAMES LEE BLVD, CRESTVIEW, FL 32539-2829
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	Nov 17, 2023 · Amount on File
Deed Document Number	3689260
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2023
Property Address	897 N PEARL ST, CRESTVIEW, FL 32536-2717
Document Number	0003658180
Map Reference	MB 1 PG 72
Instrument Date	Nov 17, 2023
Instrument	3658180
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 E JAMES LEE BLVD, CRESTVIEW, FL 32539-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7881 CRESTON BARROW RD, BAKER, FL 32531-7447

Mortgage

Document Number	0003658181
Date	Nov 17, 2023
Instrument	3658181

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 897 N Pearl St was $2,120.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00	$133,561 Land $22,299 Building $111,262	$133,561 Land $22,299 Building $111,262
2023	$1,132.00 (+7.91%)	$75,754 (+7%) Land $18,945 Building $56,809	$75,754 (+7%) Land $18,945 Building $56,809
2022	$1,049.00	$70,801 Land $17,706 Building $53,095	$70,801 Land $17,706 Building $53,095

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 897 N Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 N Pearl St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20