Habersham County property record for 897 N Main St, Cornelia, GA 30531
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 10 ba · 6,434 sqft · built 1966 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2019) |
| Tax Bill | $5,550 (2026) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 087B020 |
| Primary APN | 087B020 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 6,434 sqft Total Area |
| 1st Floor Area | 2,460 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 200 ft deep x 147 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 396394 |
|---|---|
| Street Address | 897 N MAIN ST |
| City | CORNELIA |
| State | GA |
| Zip | 30531-2304 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 |
| Legal Description | 10-138 PB 1-160 DB 1203-523 |
| Legal Subdivision | LEVEL RDG CIRCLE |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 501 |
897 N Main St, a commercial property, is owned by two individuals who bought it in October 2019.
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 SHAMROCK CT, MOUNT AIRY, GA 30563-3658 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on File |
| Deed Sale | Oct 7, 2019 · Amount on File |
| Deed Document Number | 20191972 |
| Deed Book / Page | 1203 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Oct 7, 2019 |
| Property Address | 897 N MAIN ST, CORNELIA, GA 30531-2304 |
| Document Number | 001203/523 |
| Book / Page | 1203 / 523 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 2019-001972 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 SHAMROCK CT, MOUNT AIRY, GA 30563-3658 |
The 2026 property tax bill for 897 N Main St was $5,550.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,550.00 | $171,862 Land $36,114 Building $135,748 | $429,656 Land $90,285 Building $339,371 |
| 2023 | $2,478.00 (+10.77%) | $95,492 (+10.78%) Land $34,604 Building $60,888 | $238,730 (+10.78%) Land $86,510 Building $152,220 |
| 2022 | $2,237.00 | $86,200 Land $34,604 Building $51,596 | $215,500 Land $86,510 Building $128,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 897 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 897 N Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNELIA serves 6,130 people · EPA ID GA1370003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: TrailWave.
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