897 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 897 Midnight Pass, Rockwall, TX 75087 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 2,638 sqft · built 1998
Lot Size0.257 acres (11,199 sqft)
Owner2 Individual Names on File
Tax Bill$4,762 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3252000D0017000R

Property Details

APN / Parcel Number

Primary APN3252000D0017000R
Alternative APNs
  • R48297
  • 48297

Interior

Bedrooms1 Bed
Full Baths3 Baths
Stories1 Story
Building Area2,638 sqft Living Area
Gross Area3,234 sqft
1st Floor Area2,638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,199 sqft (0.257 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area68 sqft
Patio Area260 sqft
Canopy48 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address897 MIDNIGHT PASS
CityROCKWALL
StateTX
Zip75087-2266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARUTH LAKE PHASE 4, BLOCK D, LOT 17
Legal SubdivisionCARUTH LAKE PHASE 4
Legal Phase4
Legal Tract17
Legal BlockD
Legal Lot Number17
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group2
Census Block2007
Census Tract40202

Owner

Source: Rockwall County records · APN 3252000D0017000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address897 MIDNIGHT PASS, ROCKWALL, TX 75087-2266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
NFM LENDING
Dec 16, 2019Warranty Deed, Transfer
CALIBER HM LOANS
Aug 05, 2019Deed of Trust, Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address897 MIDNIGHT PASS, ROCKWALL, TX 75087-2266
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyUNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 MIDNIGHT PASS, ROCKWALL, TX 75087-2266

Mortgage

Document Number0000002437
DateFeb 11, 2026
Instrument20260000002437
Lender
NameNFM LENDING
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateDec 16, 2019
Property Address897 MIDNIGHT PASS, ROCKWALL, TX 75087-2266
Document Number0000022527
Instrument DateDec 16, 2019
Instrument22527
Transaction TypeTransfer
Record UpdatedJan 03, 2020
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address955 MIDNIGHT PASS ROCKWALL TX 750872268, ROCKWALL, TX 75087-2268

Mortgage

Document Number22528
DateDec 16, 2019
Instrument22528
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address897 MIDNIGHT PASS, ROCKWALL, TX 75087-2266
Document Number0000013501
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address897 MIDNIGHT PASS ROCKWALL TX 750872266, ROCKWALL, TX 75087-2266

Mortgage

Document Number0000013501
DateAug 09, 2019
Instrument13501
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
AmountAmount Recorded
Term360 Months
DueAug 08, 2049

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$406,703 (+2.41%) Land $155,000 Building $251,703$406,703 (-1.69%) Land $155,000 Building $251,703
2025$4,762.00 (-0.92%) Homeowner's exemption$397,122 (-5.59%)$413,701 (-1.65%) Land $155,000 Building $258,701
2024$4,806.00 (+16.71%)
2023$4,118.00 (-16.54%) Homeowner's exemption$420,632 Land $178,250 Building $242,382$420,632 Land $178,250 Building $242,382
2021$4,934.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Flying Bull InternetFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
3 Rooms CommunicationsFixed Wireless (unlicensed)100 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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