897 la Jolla Way, Merced, CA 95348 Property Records

Merced County property record for 897 la Jolla Way, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 1989
Lot Size	0.163 acres (7,092 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Mar 2001)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`236-063-018-000`

Property Details

APN / Parcel Number

Primary APN	`236-063-018-000`
Alternative APN	`236-063-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,385 sqft
1st Floor Area	1,901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,092 sqft (0.163 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	236-063-018
Street Address	897 LA JOLLA WAY
City	MERCED
State	CA
Zip	95348-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	YOS VILL LOT 61
Legal Subdivision	YOSEMITE VILL
Legal Lot Number	61
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2004
Census Tract	1006

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	897 LA JOLLA WAY, MERCED, CA 95348-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2001 · Amount on Record
Deed Sale	Mar 27, 2001 · Amount on Record
Deed Document Number	20012269
Deed Book / Page	4150 / 847
Last Transfer Date	Nov 3, 2005
Transfer Doc	0000092377
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	897 LA JOLLA WAY, MERCED, CA 95348-2233
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 LA JOLLA WAY, MERCED, CA 95348-2233

Mortgage

Document Number	0000045247
Date	Oct 8, 2021
Instrument	2021045247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	897 LA JOLLA WAY, MERCED, CA 95348-2233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 LA JOLLA WAY, MERCED, CA 95348-2233

Mortgage

Document Number	0000049924
Date	Dec 28, 2020
Instrument	2020049924

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	897 LA JOLLA WAY, MERCED, CA 95348-2233
Document Number	0000034927
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 LA JOLLA WAY MERCED CA 953482233, MERCED, CA 95348-2233

Mortgage

Document Number	0000034927
Date	Nov 9, 2018
Instrument	34927

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	897 LA JOLLA WAY, MERCED, CA 95348-2233
Document Number	0000011563
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 LA JOLLA WAY MERCED CA 953482233, MERCED, CA 95348-2233

Mortgage

Document Number	0000011563
Date	Apr 12, 2017
Instrument	11563

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,213 (+2%) Land $53,779 Building $175,434
2025	$2,542.00 (+7.08%)	$224,720 (+4.04%) Land $52,725 Building $171,995
2023	$2,374.00 (+1.37%)	$215,996 Land $50,679 Building $165,317
2022	$2,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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