897 Jacobs Way, Cantonment, FL 32533 Property Records

Escambia County property record for 897 Jacobs Way, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,368 sqft · built 2017
Lot Size	0.61 acres (26,589 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2026)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-1N-31-2400-024-003`

Property Details

APN / Parcel Number

Primary APN	`10-1N-31-2400-024-003`
Alternative APN	`112777385`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	2,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	26,589 sqft (0.61 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	112777385
Street Address	897 JACOBS WAY
City	CANTONMENT
State	FL
Zip	32533-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 24 BLOCK C SAVERNA PARK S/D PB 19 P 12/12A-12B OR 8081 P 1116
Legal Range	31W
Legal Township	01N
Legal Section	10
Legal Subdivision	SAVERNA PARK S/D
Legal Block	C
Legal Lot Number	24
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	3
Census Block	3020
Census Tract	3700

Owner

897 Jacobs Way is owned and occupied by two individuals who bought it in June 2026.

Source: Escambia County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage PILGRIM MORTGAGE
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Apr 22, 2019	Re-recorded Document · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN
Feb 15, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	202642760
Deed Book / Page	9500 / 733
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0080811116
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198

Mortgage

Document Number	0090100105
Date	Jul 17, 2023
Book Page	9010/105
Instrument	2023057247

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2033

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 2, 2026
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Document Number	0000042760
Book / Page	9500 / 733
Instrument Date	May 29, 2026
Instrument	202642760
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198

Mortgage

Document Number	0000042761,
Date	Jun 2, 2026
Instrument	202642761

Lender

Name	PILGRIM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 2, 2026
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Document Number	0095000733
Book / Page	9500 / 733
Instrument Date	May 29, 2026
Instrument	202642760
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198

Mortgage

Document Number	0000042761,
Date	Jun 2, 2026
Instrument	202642761

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082990029
Date	May 20, 2020
Book Page	8299/29
Instrument	2020040847

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 22, 2019
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Document Number	0080811116
Book / Page	8081 / 1116
Map Reference	MB 19 PG 12,12A&12B
Instrument Date	Apr 19, 2019
Instrument	2019034415
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	897 JACOBS WAY, 897, CANTONMENT, FL 32533-8198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10335 GULF BEACH HWY, PENSACOLA, FL 32507-2164

Mortgage

Document Number	2019034416
Date	Apr 22, 2019
Instrument	2019034416

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 15, 2017
Property Address	897 JACOBS WAY, CANTONMENT, FL 32533-8198
Document Number	0076661958
Book / Page	007666 / 001958
Instrument Date	Jan 30, 2017
Instrument	11076
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	897 JACOBS WAY CANTONMENT FL 32533, CANTONMENT, FL 32533

Mortgage

Document Number	76661960
Date	Feb 15, 2017
Book Page	007666/001960
Instrument	11077

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 897 Jacobs Way was $3,489 with a homeowner's exemption, up 9.3% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (+9.3%) Homeowner's exemption	$263,255	$364,008 Land $30,000 Building $334,008
2024	$3,192.00 (+0.92%)
2023	$3,163.00 (+2.86%) Homeowner's exemption	$248,385 (+3%)	$349,795 (+9.88%) Land $30,000 Building $319,795
2022	$3,075.00 Homeowner's exemption	$241,151	$318,329 Land $30,000 Building $288,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 897 Jacobs Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Jacobs Way is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARM HILL UTILITIES, INC. serves 10,346 people · EPA ID FL1170259
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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