Osceola County property record for 897 Hitch Loop, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,280 sqft Heated Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2025) |
| Tax Bill | $7,649.00 (2025) |
| Primary APN | 132630011900014070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,280 sqft Heated Area |
| Gross Area | 3,000 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
|---|---|
| Patio Area | 49 sqft Patio |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 897 HITCH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7882 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 4 PB 31 PGS 142-143 LOT 407 |
| Legal Phase | 4 |
| Legal Lot Number | 407 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630011900014070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 897 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage KIND LENDING LLC |
| Aug 03, 2023 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Aug 03, 2023 · Amount on Record |
| Deed Doc Number | 2025129172 |
| Deed Book / Page | 6866 / 2122 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 17, 2025 |
| Property Address | 897 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0068662122 |
| Book / Page | 6866 / 2122 |
| Map Reference | MB 31 PG 142 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025129172 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21650 E 56TH PL # PL106, PL106, AURORA, CO 80019-2475 |
| Name | Verified Name |
|---|---|
| Address | 897 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0068662125 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 6866/2125 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 03, 2023 |
| Property Address | 897 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0064511357 |
| Book / Page | 6451 / 1357 |
| Map Reference | MB 31 PG 142 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023100601 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,279.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, BAY LAKE, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 897 HITCH LOOP, SAINT CLOUD, FL 34772-7882 |
| Document Number | 0064511361 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 6451/1361 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,649.00 (+0.9%) Homeowner's exemption | $363,800 (+0.97%) Land $78,000 Building $285,800 | $363,800 (+0.97%) Land $78,000 Building $285,800 |
| 2024 | $7,581.00 (+168.16%) Homeowner's exemption | $360,300 (+555.09%) Land $75,000 Building $285,300 | $360,300 (+555.09%) Land $75,000 Building $285,300 |
| 2023 | $2,827.00 (+6.28%) | $55,000 (+22.22%) Land $55,000 | $55,000 (+22.22%) Land $55,000 |
| 2022 | $2,660.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 276 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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