Avery County property record for 897 Hemlock Dr, Newland, NC 28657
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 2009 |
| Owner | Individual Name on File |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 45955 |
| Primary APN | 45955 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Heated Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 466 sqft |
| Patio Area | 466 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 45955 |
|---|---|
| Street Address | 897 HEMLOCK DR |
| City | NEWLAND |
| State | NC |
| Zip | 28657-8805 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | MTN GLEN SEC 8A LOT 21 PLAT 41-78 |
| Legal Subdivision | MTN GLEN |
| Legal Lot Number | 21 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | NEWLAND NO. 1 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 930301 |
897 Hemlock Dr, a residential property, is owned and occupied by an individual who acquired it in August 2008.
Source: Avery County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 897 HEMLOCK DR, NEWLAND, NC 28657-8805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2008 |
| Deed Sale | Aug 1, 2008 |
| Deed Document Number | 0000429539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 897 HEMLOCK DR, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 897 HEMLOCK DR, NEWLAND, NC 28657 |
| Document Number | 0000000798 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 586/828 |
| Instrument | 2023000798 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jan 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 897 HEMLOCK DR, NEWLAND, NC 28657 |
| Document Number | 0005311700 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 504 NORTHEAST AVE KANNAPOLIS NC 28083, KANNAPOLIS, NC 28083 |
| Document Number | 0005311700 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 000531/001700 |
| Instrument | 2259 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 897 Hemlock Dr was $1,172.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 | $293,000 Land $7,500 Building $285,500 | $293,000 Land $7,500 Building $285,500 |
| 2023 | $1,172.00 | $293,000 (-) Land $7,500 Building $285,500 | $293,000 (-) Land $7,500 Building $285,500 |
| 2022 | $1,172.00 | $293,000 Land $7,500 Building $285,500 | $293,000 Land $7,500 Building $285,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 897 Hemlock Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1983–2024) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 897 Hemlock Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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