897 Grays Bend Rd, Centerville, TN 37033 Property Records

Hickman County property record for 897 Grays Bend Rd, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1955
Lot Size	1.06 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2025)
Tax Bill	$564 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-016.00`

Property Details

APN / Parcel Number

Primary APN	`108-016.00`
Alternative APNs	`108 01600 00001108` `0110810801600` `041108 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,609 sqft
Terrain	Rolling
Driveway	Driveway
Driveway Area	2,500 sqft
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	897 GRAYS BEND RD
City	CENTERVILLE
State	TN
Zip	37033-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB I PG 56
Jurisdiction	HICKMAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3029
Census Tract	950302

Owner

Source: Hickman County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 GRAYS BEND RD, CENTERVILLE, TN 37033-5184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK & TRUST
Nov 15, 2023	Warranty Deed, Transfer NOT AVAILABLE, HOLDER LAW & TITLE LLC
Dec 18, 2018	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	20256704
Deed Book / Page	57 / 3600
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	897 GRAYS BEND RD, CENTERVILLE, TN 37033-4117
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 GRAYS BEND RD, CENTERVILLE, TN 37033-4117

Mortgage

Document Number	0000000085
Date	Jan 7, 2026
Book Page	58/542
Instrument	26000085

Lender

Name	HERITAGE BANK & TRUST
Type	Bank
Address	217 S JAMES M CAMPBELL BLVD, COLUMBIA, TN 38401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2051

Interest

Change Frequency	Monthly

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Nov 15, 2023
Property Address	897 GRAYS BEND RD, CENTERVILLE, TN 37033-4117
Document Number	0000005330
Book / Page	50 / 3516
Instrument Date	Nov 15, 2023
Instrument	23005330
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, HOLDER LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$243.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	549 GRAYS BEND RD, CENTERVILLE, TN 37033-5184

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HICKMAN TN
Property Address	897 GRAYS BEND RD, CENTERVILLE, TN 37033-4117
Document Number	0000006095
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 GRAYS BEND RD CENTERVILLE TN 370334117, CENTERVILLE, TN 37033-4117

Mortgage

Document Number	0000006095
Date	Dec 23, 2019
Book Page	000041/001614
Instrument	6095

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2044

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,475 (+95.64%)	$165,900 (+95.64%) Land $11,100 Building $154,800
2025	$564.00 (-32.54%)	$21,200 (-)	$84,800 (-) Land $11,000 Building $73,800
2023	$836.00	$21,200 (-)	$84,800 (-) Land $11,000 Building $73,800
2022	$836.00	$21,200	$84,800 Land $11,000 Building $73,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Grays Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures