897 Gimbert Ln, Charlottesville, VA 22902 Property Records

Albemarle County property record for 897 Gimbert Ln, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,920 sqft · built 1812
Lot Size	9.35 acres (407,373 sqft)
Owner	Individual on Record
Last Sale	$1,000,000 (Oct 2017)
Tax Bill	$13,663 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10200-00-00-022D0`

Property Details

APN / Parcel Number

Primary APN	`10200-00-00-022D0`
Alternative APN	`40447`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,920 sqft Finished Area
Attic	Attic
Attic Area	264 sqft
Basement Area	1,940 sqft
Finished Basement	720 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1812
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Material	Metal
Lot Area	407,373 sqft (9.35 acres)
View / Lot	Flood Plain/Flood Zone

Exterior Amenities

Porch	Slab
Porch Area	800 sqft
Deck Area	275 sqft
Patio Area	275 sqft
Shed	1 Shed
Shed Area	240 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	897 GIMBERT LN
City	CHARLOTTESVILLE
State	VA
Zip	22902-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	5
Census Block	5000
Census Tract	11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	897 GIMBERT LN, CHARLOTTESVILLE, VA 22902-7452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 16, 2017	Grant Deed, Transfer FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Nov 17, 2010 · Amount on Record
Deed Document Number	201711993
Deed Book / Page	4971 / 644
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	897 GIMBERT LN, CHARLOTTESVILLE, VA 22902-7452
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 GIMBERT LN, CHARLOTTESVILLE, VA 22902-7452

Mortgage

Document Number	202200011662
Date	Oct 5, 2022
Instrument	202200011662

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	897 GIMBERT LN, CHARLOTTESVILLE, VA 22902-7452
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005504/227
Date	Mar 23, 2021
Book Page	5504/227
Instrument	202100005039

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 16, 2017
Property Address	897 GIMBERT LN, CHARLOTTESVILLE, VA 22902-7452
Document Number	0000011993
Book / Page	004971 / 000644
Instrument Date	Oct 3, 2017
Instrument	11993
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	897 GIMBERT LN CHARLOTTESVILLE VA 229027452, CHARLOTTESVILLE, VA 22902-7452

Mortgage

Document Number	11994
Date	Oct 16, 2017
Book Page	004971/000648
Instrument	11994

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,663.00 (+0.05%)	$1,528,300 (+0.05%) Land $234,000 Building $1,294,300	$1,528,300 (+0.05%) Land $234,000 Building $1,294,300
2025	$13,656.00 (+22.89%)	$1,527,600 (+17.4%) Land $230,900 Building $1,296,700	$1,527,600 (+17.4%) Land $230,900 Building $1,296,700
2023	$11,112.00	$1,301,200 Land $180,200 Building $1,121,000	$1,301,200 Land $180,200 Building $1,121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL	2,000 / 2,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

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