Butler County property record for 897 Garver Rd, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,242 sqft · built 1960 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Sep 1992) |
| Tax Bill | $2,576 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1800-003-420-017 |
| Primary APN | C1800-003-420-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 208 ft deep x 109 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 416 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 897 GARVER RD |
|---|---|
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-8923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 613 ENT |
| Legal Subdivision | MONROE |
| Legal Lot Number | 613 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LEMON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11200 |
897 Garver Rd is owned and occupied by two individuals who acquired it in February 2000.
Source: Butler County records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 897 GARVER RD, MIDDLETOWN, OH 45044-8923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MYUSA CU |
| Sep 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1992 · Amount on File |
| Deed Sale | Sep 1, 1992 · Amount on File |
| Last Transfer Date | Feb 24, 2000 |
| Transfer Doc | 0000013959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 897 GARVER RD, MIDDLETOWN, OH 45044-8923 |
| Document Number | 0000012935 |
| Book / Page | 10343 / 1501 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202612935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 897 GARVER RD, MIDDLETOWN, OH 45044-8923 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012935, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 10343/1501 |
| Instrument | 202612935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 897 GARVER RD, MIDDLETOWN, OH 45044-8923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000074069 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 9787/56 |
| Instrument | 2021-00074069 |
| Name | MYUSA CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 897 GARVER RD, MIDDLETOWN, OH 45044-8923 |
| Document Number | 0000036808 |
| Book / Page | 009080 / 000748 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 897 GARVER RD MIDDLETOWN OH 450448923, MIDDLETOWN, OH 45044-8923 |
| Document Number | 0000036808 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 009080/000748 |
| Instrument | 36808 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2047 |
The 2025 property tax bill for 897 Garver Rd was $2,576, up 2.2% from the year before.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Lemon Township |
| Municipality | Monroe City |
| Unified School District | Monroe Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (+2.22%) | $54,430 Land $14,930 Building $39,500 | $155,530 Land $42,660 Building $112,870 |
| 2024 | $2,520.00 (+0.64%) | ||
| 2023 | $2,504.00 (+16.09%) | $54,430 (+31.76%) Land $14,930 Building $39,500 | $155,530 Land $42,660 Building $112,870 |
| 2022 | $2,157.00 | $41,310 Land $14,930 Building $26,380 | |
| 2020 | $118,030 Land $42,660 Building $75,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 897 Garver Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 897 Garver Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures