897 Flat Run Rd, Hillsboro, OH 45133 Property Records

Highland County property record for 897 Flat Run Rd, Hillsboro, OH 45133

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,923 sqft · built 1979
Lot Size	5.01 acres (218,366 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2022)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-26-000-131.00`

Property Details

APN / Parcel Number

Primary APN	`21-26-000-131.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,923 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	Raised
Lot Area	218,366 sqft (5.01 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	69 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	897 FLAT RUN RD
City	HILLSBORO
State	OH
Zip	45133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.013 ACRES 6/09/2022 COMBO W/ 131.00 & 132.00 NS WB 5.013A
Legal Subdivision	MILITARY SURVEY #12514
Jurisdiction	HIGHLAND OH
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2053
Census Tract	955102

Owner

897 Flat Run Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Highland County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	897 FLAT RUN RD, SEAMAN, OH 45679-9787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 9, 2022	Warranty Deed, Transfer MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Mar 21, 2013 · Amount on File
Deed Document Number	20223310
Deed Book / Page	1001 / 197
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0894/248
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	897 FLAT RUN RD, HILLSBORO, OH 45133
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 FLAT RUN RD, SEAMAN, OH 45679-9787

Mortgage

Document Number	01004/1186
Date	Dec 19, 2022
Book Page	1004/1186
Instrument	202200006742

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Jun 9, 2022
Property Address	897 FLAT RUN RD, HILLSBORO, OH 45133
Document Number	001001/197
Book / Page	1001 / 197
Instrument Date	May 27, 2022
Instrument	202200003310
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	897 FLAT RUN RD, HILLSBORO, OH 45133

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	897 FLAT RUN RD, HILLSBORO, OH 45133
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 FLAT RUN RD, SEAMAN, OH 45679-9787

Mortgage

Document Number	995/5946
Date	Sep 27, 2021
Book Page	995/5946
Instrument	202100005891

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 897 Flat Run Rd was $2,522 with a homeowner's exemption.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Jackson Township
Unified School District	Bright Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,522.00	$81,690 (-) Land $14,770 Building $66,920	$233,400 (-) Land $42,200 Building $191,200
2024	$2,522.00 (+26.1%) Homeowner's exemption	$81,690 (+40.68%) Land $14,770 Building $66,920	$233,400 Land $42,200 Building $191,200
2023	$2,000.00 (+35.5%) Homeowner's exemption	$58,070 (+41.77%) Land $13,160 Building $44,910
2022	$1,476.00 Homeowner's exemption	$40,960 Land $5,570 Building $35,390
2021			$165,900 Land $37,600 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 897 Flat Run Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 897 Flat Run Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
connectSCP Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Run Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures