897 Farley Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 897 Farley Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,360 sqft · built 2000
Lot Size0.323 acres (14,089 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Dec 2022)
Tax Bill$11,347 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN072-1480-010-0000

Property Details

APN / Parcel Number

Primary APN072-1480-010-0000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,360 sqft Living Area
1st Floor Area1,543 sqft
2nd Floor Area1,817 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area14,089 sqft (0.323 acres)
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address897 FARLEY CT
CityFOLSOM
StateCA
Zip95630-7755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML (PD
Legal DescriptionPRAIRIE OAKS 01, LOT 43
Legal SubdivisionPRAIRIE OAKS 01
Legal Lot Number43
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1002
Census Tract8505

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address897 FARLEY CT, FOLSOM, CA 95630-7755
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 15, 2022Grant Deed, Transfer · Conventional Mortgage
PROVIDENT SAVINGS BANK FSB
Aug 25, 2020Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
METRO FINANCIAL SERVICES METRO FINANCIAL SERVICES
Aug 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Book / Page20221215 / 579
Prior Transfer DateFeb 13, 2012
Prior Transfer Doc5020000000494
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateMay 21, 2026
Property Address897 FARLEY CT, FOLSOM, CA 95630-7755
Document Number2026000239
Book / Page20260521 / 239
Instrument DateMay 16, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 FARLEY CT, FOLSOM, CA 95630-7755

Mortgage

Document Number2026000239,
DateMay 21, 2026
Book Page20260521/239
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 15, 2022
Property Address897 FARLEY CT, FOLSOM, CA 95630-7755
Document Number0000000579
Map ReferenceMB 246 PG 11
Instrument DateNov 2, 2022
Instrument2022121500579
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyNOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address897 FARLEY CT, FOLSOM, CA 95630-7755

Mortgage

Document Number0000000580
DateDec 15, 2022
Instrument2022121500580
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
IndexOther
Max Rate11.5%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 FARLEY CT, FOLSOM, CA 95630-7755
Document Number2009021938
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address897 FARLEY CT FOLSOM CA 956307755, FOLSOM, CA 95630-7755

Mortgage

Document Number2009021938
DateSep 2, 2020
Instrument2009021938
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 FARLEY CT, FOLSOM, CA 95630-7755
Document Number2005271567
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address897 FARLEY CT FOLSOM CA 956307755, FOLSOM, CA 95630-7755

Mortgage

Document Number2005271567
DateMay 27, 2020
Instrument2005271567
Lender
NameMETRO FINANCIAL SERVICES METRO FINANCIAL SERVICES
TypeBank
AddressSACRAMENTO, CA 95827
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address897 FARLEY CT, FOLSOM, CA 95630-7755
Document Number1908280338
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address897 FARLEY CT FOLSOM CA 956307755, FOLSOM, CA 95630-7755

Mortgage

Document Number1908280338
DateAug 28, 2019
Instrument1908280338
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,008,147 (+2%) Land $265,302 Building $742,845
2025$11,347.00 (+2.1%)$988,380 (+4.04%) Land $260,100 Building $728,280
2024$11,114.00 (+1.8%)
2023$10,917.00 (+44.9%)$950,000 Land $250,000 Building $700,000
2022$7,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zeta Broadband
Fixed Wireless
400 / 50
Succeed.Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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