Dare County property record for 897 Emeline Ln, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 1981 |
| Lot Size | 0.955 acres (41,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2026) |
| Tax Bill | $2,107 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987505183128 |
| Primary APN | 987505183128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,016 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Lot Area | 41,600 sqft (0.955 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987505183128 |
|---|---|
| Street Address | 897 EMELINE LN |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: LOT 3 BLK: SEC: PL: I SL: 80 |
| Legal Subdivision | MADELYNNS HEN HOUSE |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970102 |
897 Emeline Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Deed Document Number | 2026700163044 |
| Deed Book / Page | 2868 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Document Number | 0700163044 |
| Book / Page | 2868 / 395 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026700163044 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Document Number | 0700163045, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026700163045 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Document Number | 2404/837 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 2404/837 |
| Instrument | 700082530 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 897 EMELINE LN, KITTY HAWK, NC 27949-4271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2404/830 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 2404/830 |
| Instrument | 700082529 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 897 Emeline Ln was $2,107, up 3.1% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,107.00 (+3.13%) | $423,000 (-) Land $128,700 Building $294,300 | $423,000 Land $128,700 Building $294,300 |
| 2025 | $2,043.00 | $423,000 Land $128,700 Building $294,300 | |
| 2023 | $2,215.00 | $316,300 Land $88,900 Building $227,400 | |
| 2020 | $423,000 Land $128,700 Building $294,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 897 Emeline Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 371 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 371 in force |
| Nearby Flood Claims | 326 (1989–2021) |
| Claims Outside the SFHA | 11 of 326 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 897 Emeline Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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