897 E 7th St, Englewood, FL 34223 Property Records

Charlotte County property record for 897 E 7th St, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1969
Lot Size	0.532 acres (23,200 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Sep 2019)
Tax Bill	$6,758 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-20-05-128-010`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-128-010`
Alternative APNs	`0096805-000000-5` `10004638501`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,580 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	23,200 sqft (0.532 acres)
Lot Dimensions	145 ft deep x 160 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Shed	1 Shed
Shed Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004638501
Old Parcel Number	00968050000005
Street Address	897 E 7TH ST
City	ENGLEWOOD
State	FL
Zip	34223-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	RCP 003 000J 0023 ROCK CREEK PK 3RD ADD BLK J LT 23 UNREC DC 332/786 DC1474/946 PR96-664 1525/2100 1531/1
Legal Range	20E
Legal Township	41S
Legal Section	05
Legal Subdivision	ROCK CREEK
Legal Block	J
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1000
Census Tract	30301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	897 E 7TH ST, ENGLEWOOD, FL 34223-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jul 24, 2007
Deed Document Number	2742902
Deed Book / Page	4481 / 1434
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 11, 2019
Property Address	897 E 7TH ST, ENGLEWOOD, FL 34223-4414
Document Number	0044811434
Book / Page	4481 / 1434
Map Reference	MB 6 PG 1
Instrument Date	Aug 22, 2019
Instrument	2742902
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 TABOR LN, 27, HAMILTON, OH 45013-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 E 7TH ST, ENGLEWOOD, FL 34223-4414

Mortgage

Document Number	0044811436
Date	Sep 11, 2019
Instrument	4481/1436

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,758.00 (+66.13%) Homeowner's exemption	$261,235 (+5.99%)	$306,808 (-12.86%) Land $234,624 Building $72,184
2023	$4,068.00 (+3.7%) Homeowner's exemption	$246,479 (+3%)	$352,104 (-2.08%) Land $282,880 Building $69,224
2022	$3,923.00 Homeowner's exemption	$239,300	$359,601 Land $183,872 Building $175,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 224 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 48 condo units
Nearby Flood Claims	228 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 94 claims Hurricane Helene, Oct 2024 · 60 claims Hurricane Ian, Oct 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20