Charlotte County property record for 897 E 5th St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1977 |
| Lot Size | 0.548 acres (23,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Apr 2019) |
| Tax Bill | $12,202 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-05-132-009 |
| Primary APN | 41-20-05-132-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,645 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 23,900 sqft (0.548 acres) |
| Lot Dimensions | 115 ft deep x 160 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 332 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004638538 |
|---|---|
| Old Parcel Number | 00967160000003 |
| Street Address | 897 E 5TH ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | RCP 003 000G 0022 ROCK CREEK PK 3RD ADD BLK G LT 22 335/403 518/897 963/981 1357/2161 DC4257/298-HCP AFF442 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK |
| Legal Block | G |
| Legal Lot Number | 22 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 897 E 5TH ST, ENGLEWOOD, FL 34223-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on Record |
| Deed Sale | Apr 4, 2019 · Amount on Record |
| Prior Sale | Aug 5, 1994 |
| Deed Document Number | 2697546 |
| Deed Book / Page | 4423 / 0159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 897 E 5TH ST, ENGLEWOOD, FL 34223-4410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 897 E 5TH ST, ENGLEWOOD, FL 34223-4410 |
| Document Number | 0049011367 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 4901/1367 |
| Instrument | 3039689 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 4, 2019 |
| Property Address | 897 E 5TH ST, ENGLEWOOD, FL 34223-4410 |
| Document Number | 0044230159 |
| Book / Page | 4423 / 0159 |
| Map Reference | MB 6 PG 1 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2697546 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | CLEAR TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 54 RAINBOW HILL RD, FLEMINGTON, NJ 08822-3914 |
| Document Number | 0002697549 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 2697549 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,202.00 (+51.67%) Homeowner's exemption | $439,339 (-11.2%) | $431,896 (-3.57%) Land $232,791 Building $199,105 |
| 2023 | $8,045.00 (+2.96%) Homeowner's exemption | $494,725 (+2.89%) | $447,898 (-6.85%) Land $280,670 Building $167,228 |
| 2022 | $7,814.00 Homeowner's exemption | $480,844 Land $182,436 Building $298,408 | $480,844 Land $182,436 Building $298,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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