897 Cofair Ct, Solana Beach, CA 92075 Property Records

San Diego County property record for 897 Cofair Ct, Solana Beach, CA 92075 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,226 sqft · built 1988
Lot Size	3.55 acres (154,682 sqft)
Owner	Company Name on File
Last Sale	$1,570,000 (May 2016)
Tax Bill	$20,989 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`298-420-39-16`

Property Details

APN / Parcel Number

Primary APN	`298-420-39-16`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	154,682 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	897 COFAIR CT
City	SOLANA BEACH
State	CA
Zip	92075-1961
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 1 US 16PER DOC87-352993&UND INT IN TR 011535
Legal Subdivision	SOLANA BEACH #4492
Legal Tract	011535
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17307

Owner

Source: San Diego County records · APN 298-420-39-16

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 31, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jun 26, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	Nov 20, 2006 · Amount on Record
Deed Document Number	2016237393
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Transaction Type	Mortgage
Record Updated	Mar 02, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961

Mortgage

Document Number	0000075419
Date	Feb 17, 2022
Instrument	2022-0075419

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051526
Date	Jan 31, 2017
Instrument	2017-0051526

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287100
Date	Jun 26, 2017
Instrument	2017-0287100

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330012
Date	Aug 13, 2018
Instrument	2018-0330012

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 03, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 COFAIR CT, SOLANA BEACH, CA 92075-1961

Mortgage

Document Number	0000553827
Date	Sep 21, 2020
Instrument	2020-0553827

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,944,023 (+2%) Land $1,448,963 Building $495,060
2025	$20,989.00 (+4.4%) Homeowner's exemption	$1,905,905 (+4.04%) Land $1,420,552 Building $485,353
2023	$20,105.00 (+1.56%) Homeowner's exemption	$1,831,899 Land $1,365,392 Building $466,507
2022	$19,796.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730173072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Generate-Ubiquity Holdings	Fiber	5,000 / 5,000
Ting Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications, San Diego Broadband, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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